Letter from "Red Debt Collection Services" - I'm convinced it's not mine!

fatbelly

liz12345 wrote: »

This week I received a threatening letter addressed to him from Red saying he still had to pay £250. I remember paying this off. The letter even states I made this payment however apparently he owes more as far as we were concerned the payment I made was all he owed.

The letter states if I do not make contact in 10 days they will proceed with further action.
.

It's not your debt. Whether you pass on the letter to him or not is up to you.

If they write again (and they will) I suggest you return the envelope (without opening it) marked 'not known at this address'

If anyone does turn up at the door(most unlikely) they would have no right to even reveal their purpose to you. It's not your debt!

And the 'further action' thing is just standard bull***t.

g553

I had a letter from Red a few months back, they believe I owe them £11 and the creditor name was blank. Just through tossed it in the bin, if they are going to try it on. They can atleast 'look' professional. It's their duty to prove it, I'm not going to waste my time on this.

It's a shame these companies are still in business because people don't know the law or their rights and are just plain scared of court/ bailiffs

money2008

To my suprise today
I received a letter from Red debt collection for an outstanding balance for a 3G mobile phone? If I can remeber rightly I dont even remeber having a 3G phone, I applied for a contract but decided to cancel it before the phone was sent out :mad:
I spoke to them on the phone today and they said that it was do to with a 3G phone in 2003 - Surely they cannot chase me after 7 years but besides that I am certain I do not owe them a penny anyway

any advice would be greatly appreciated
Thanks

BekahC

Money2008 Statute barred EVEN if it is right send them a prove it letter

money2008

BekahC wrote: »

Money2008 Statute barred EVEN if it is right send them a prove it letter

Hi Bekah
Thanks for the comment
Is there a Prove it letter template? Do you know where I could find one
Thanks

fermi

money2008 wrote: »

Hi Bekah
Thanks for the comment
Is there a Prove it letter template? Do you know where I could find one
Thanks

Prove it letter:

http://forums.moneysavingexpert.com/showpost.php?p=11570893&postcount=2

Statute barred template:

http://forums.moneysavingexpert.com/showpost.php?p=11571227&postcount=3

You could probably combine the 2 to basically say:

1) I dispute that I owe or recognise the debt.

2) In addition to (1), the debt you are claiming would be in any case statute barred.

Or in short, "get lost".

money2008

fermi wrote: »

Prove it letter:

http://forums.moneysavingexpert.com/showpost.php?p=11570893&postcount=2

Statute barred template:

http://forums.moneysavingexpert.com/showpost.php?p=11571227&postcount=3

You could probably combine the 2 to basically say:

1) I dispute that I owe or recognise the debt.

2) In addition to (1), the debt you are claiming would be in any case statute barred.

Or in short, "get lost".

Thank you for the templates

crazygirl10_2

hi slightly baffled here,
have had to letters from red saying lowell have sold them this debt and that i owe tmobile £54 pounds, says the debt was on the 10th sept 2008 at a very previous address one i had not lived in since 2004!!!(or before then) and the last payment was made in dec 2007 disconnection date was feb 2008 only disconnected due to me changing phone numbers but didnt change phone number until last year! he wasnt very helpful on the phone i said i would contact tmobile and see what they say,he said i was welcome to and that they may not have my details anymore due to it being sold on!?! can anyone help me with any other info?
:mad:

GeorgeUK

Don't talk to them on the phone and put everything in writing.

Send the 'prove it' letter Fermi linked to above and request a copy of the airtime agreement as proof that you owe the debt.

Esoog

Are these pirates literally just on fishing trips?! How can they be allowed to do this?

Do they buy old records of "debts" paid off and then start trying to scare people into paying? How on earth is this kind of thing actually legal? Yes I know you can reply with the prove it etc, but why the hell should you need to!?