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10 months in my house and still don’t have the deeds and the house is still unregistered

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Comments

  • MovingForwards
    MovingForwards Posts: 17,174 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Read through the original T&C's from the solicitors to see who the complaints partner / manager* is then send and email to them, in the subject header write Complaint - (ref number) and carefully set out a timeline from date of completion until now.

    Don't accuse the solicitor of anything as it's just all guesswork, explain you are concerned it's not yet registered in your name(s) and also with the mortgage lenders mortgage registered (if there is one) and ask for a full breakdown of what has been done, what the position of registration is and when it's expected to be registered, being mindful of delays due to how the solicitors and land registry are working at the moment.

    *It should also be on their website.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • princeofpounds
    princeofpounds Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Good work Land Reg Rep. Seems there was a large delay on the re-submission, but I'm sure you're helping the OP's peace of mind. Wish all public sector institutions were this responsive.
  • lauren341
    lauren341 Posts: 6 Forumite
    First Post
    edited 4 May 2020 at 12:24PM
    lauren341 -  thanks for letting me have the specific details
    Our records show that we received an application last year and captured that in our systems on 21 August last year. Unfortunately it was rejected as incomplete
    We added a fresh application on 9 March under provisional titleThat’s still with us so the fault as presumably rectified. 
    Unfortunately covid has impacted so it’s likely to be several weeks still until it’s considered/processed
    The key point to make is that your purchase is protected as we have the application. 
    The wider issues re lodgement, rejection and timescales since are all matters to raise with your solicitor. Hope that helps 
    Wow she didn’t resubmit until March! Crazy! Thanks for all your help, really appreciated 
  • MovingForwards
    MovingForwards Posts: 17,174 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    @Land_Registry you may want to remove the title deed number.

    @lauren341 you may want to edit your quote to remove the title number
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Land_Registry
    Land_Registry Posts: 6,239 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 May 2020 at 11:24AM
    Entirely up to entirely up to OP 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
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