Section 75 Tesco credit card

born_again

dahj said:

born_again said:

dahj said:

born_again said:

dahj said:

born_again said:

Given you paid Barclaycard 1st. Place your claim against them and get the letter from Tesco stating you will not claim against them.
The reason they want it is obvious, and they can hold out till you get one. I would think that even FOS would back this up. Often you will find that each card holder will deal with their little bit and tell you to go to your other card providers.
As S75 is in reality a refund from the card provider. It is simply not worth the cost to go to court to claim it back.

TBH. Tesco should just be doing a chargeback on their amount. Nice to see yet another travel agent failing to refund a customer when as they were told they should. But I guess  they feel that banks can stand the loss more than they can.

Why no ATOL claim if it was a package holiday?

This is factually incorrect. 
You really shouldn't dish out advice. 

In what respect?
If you are saying something is incorrect. At least post what you feel is correct.

Barclays Bank and Tesco Bank are both are jointly and severally liable.
There is no hierarchy that you suggest.
Nor is the OP required to prove anything to the other bank,

Parties can ask you to go and claim the amount paid via the other company. It is standard practise. Why should Tesco pay out for Barclays liability.
They also have a duty to ensure that no fraud is committed. 

I can ask Lady Gaga for date, doesn't mean she is obligated to do it.
You should really check what jointly and severally liable means - it will help you understand...

You should try doing the job.
Do you really think that one bank is going to stand all the loss when more than one bank is involved... As you said "jointly and severally liable" for their own bit.

2e0arr

I'm sure Lady Gaga regularly visits this forum. Im sure she will notice you have a familly and decline your offer of a date.

If Lady Gaga does accept your offer of a date you may need a few more credit cards LOL

Life__Goes__On

born_again said:

You should try doing the job.
Do you really think that one bank is going to stand all the loss when more than one bank is involved... As you said "jointly and severally liable" for their own bit.

Can you point where it states " for their own bit"  in the CCA 1974
The credit card company will have to stand whatever the law is in that area, they don't like it but as the saying goes "tough luck"