Car insurance - monthly payments not an option

tatartan

Could it be because I checked 4 comparison websites, aviva and direct line, all these soft searches adding up?

[Deleted User]

Only you see soft searches.

tatartan

Deleted_User said:

Only you see soft searches.

So that’s it then...no explanation...worrying times when computer says no and that’s it. A theme for a dark mirror episode for sure 

Dandytf

I'de call Experian when possible, it could for example be as simple as Address format they have used.

flashg67

I had this with Direct Line - no idea why. FWIW I have a 999 Experian score so there seems to be no rhyme or reason. Went with Quote me happy in the end with monthly payments no problem.

[Deleted User]

tatartan said:.

So that’s it then...no explanation...worrying times when computer says no and that’s it. A theme for a dark mirror episode for sure 

Sounds a fairly dull episode.

Perhaps better suited to Last of the Summer Wine?

tatartan

flashg67 said:

I had this with Direct Line - no idea why. FWIW I have a 999 Experian score so there seems to be no rhyme or reason. Went with Quote me happy in the end with monthly payments no problem.

Snap, it’s direct line for me too. 

tatartan

Deleted_User said:

tatartan said:.

So that’s it then...no explanation...worrying times when computer says no and that’s it. A theme for a dark mirror episode for sure 

Sounds a fairly dull episode.

Perhaps better suited to Last of the Summer Wine?

I have many ideas. Not going to give them all away but they generally revolve around the same concept. Computer says no to car insurance, computer says no to a holiday that fulfills someone’s wish list  before they pass over. Computer says no to someone applying to the cycle to work scheme. That one would be the finale 

Nebulous2

flashg67 said:

I had this with Direct Line - no idea why. FWIW I have a 999 Experian score so there seems to be no rhyme or reason. Went with Quote me happy in the end with monthly payments no problem.

New policy? 

My Direct Line policy is on auto renew but I had to phone to arrange payment as my card had changed. I was asked if I wanted to make a single or monthly payments.

Fireflyaway

It could even be down to the company. They might just want to have less risk and more cash flow. A lot of people take out insurance but cancel the direct debit. Maybe they prefer people to pay up front to protect themselves?