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Wonga Defaults Every Month

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joesellars97
joesellars97 Posts: 1 Newbie
in Credit file & ratings
My credit file shows that I’m in defaults with Wonga and have been since 2017. However I had paid the account off in 2017 and I’m confused and unsure how to get this removed from my credit score given that I’m not able to contact Wonga.

Please can anyone help me with this a it’s evidently having a negative affect on my Credit Score... 

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  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    No.  You are interpreting the available data incorrectly.  The account is not being defaulted each month.  The account would have only been defaulted the once, most likely sometime during 2017.  The account will be automatically removed from your credit file(s) six years from the date of default.  Have you checked all three credit files?

    And welcome to the forum  :)


    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • sourcrates
    sourcrates Posts: 31,474 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    What you are seeing is the monthly status update, it will show, as W2L points out above, for 6 years regardless of what you do.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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