universal credit

charlieoscarxray

hi i’m self employed and due to covid 19 i have had to claim UC for my wife and myself 
my wife has a long term illness and provided a sick note for 12 weeks  only money she gets is PIP motability componant 
they have awarded us £594.04 a month surly i thought my wife would have got extra money for sickness
also there is no help with mortgage in this we have never claimed any benefits before 
can someone tell me is this right thanks ALAN

calcotti

charlieoscarxray said: .they have awarded us £594.04 a month surly i thought my wife would have got extra money for sickness

also there is no help with mortgage in this we have never claimed any benefits before 

She should be sent a UC50 health questionnaire to complete and her health assessed.if she is found to have Limited Capability for Work and Work Related Activity the LCWRA element will be payable from the fourth payment.
UC does not provide help with mortgage costs. After 39 weeks if you have no earnings in this time you can access a Support for Mortgage Interest loan.

Spoonie_Turtle

No help for mortgage on UC except a loan to pay the interest on the mortgage after 9 consecutive months of 0 earnings.

The only extra for illness/disability would be if your wife is awarded LCWRA from a Work Capability Assessment; the equivalent of the support group for ESA. Has she been referred for a WCA do you know? She would get a form through and it's really important to understand the descriptors before filling it in. Info is here https://wcainfo.net/
And here https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/employment-and-support-allowance/help-with-your-esa-claim/fill-in-form/

daschom

Spoonie_Turtle said:

No help for mortgage on UC except a loan to pay the interest on the mortgage after 9 consecutive months of 0 earnings.

Really wish this was disclosed somewhere in the application for UC.
I have been unemployed for just under 10months. 
Initially my claim was rejected as I've failed the habitual residence test.

Been asked to re-submit.  Granted settled status.  Submitted new claim.
And yet through all that time I wasn't eligible for UC.
It's a simple question to add in the application. "Have you've been unemployed for more than 9months?"

Why waste peoples time?
Not at any point I've had a hint I might not be eligible for UC. I even had the payment date. 

Weeks have passed and I've been left with no money to cover my bills.

calcotti

daschom said:

Spoonie_Turtle said:

No help for mortgage on UC except a loan to pay the interest on the mortgage after 9 consecutive months of 0 earnings.

...
Not at any point I've had a hint I might not be eligible for UC. I even had the payment date. 

Weeks have passed and I've been left with no money to cover my bills.

You are mixing up two things. SpoonieTurtle is talking about eligibility for the Support for Mortgage Interest loan scheme, not about UC entitlement.

daschom

Apologies for the mixup. 
Is there a place where the rules for UC eligibility are disclosed?

So much resources have been wasted when I was claiming UC. While a simple question added in the application form is all what's needed...

poppy12345

daschom said:

Apologies for the mixup. 
Is there a place where the rules for UC eligibility are disclosed?

So much resources have been wasted when I was claiming UC. While a simple question added in the application form is all what's needed...

You can check entitlement on a benefits calculator. Other than that all the information you need is always available through a google search.

calcotti

daschom said:

Apologies for the mixup. 
Is there a place where the rules for UC eligibility are disclosed?

So much resources have been wasted when I was claiming UC. While a simple question added in the application form is all what's needed...

From what you have posted you are getting UC. The extra money that you might get in your 4th payment has been explained in earlier replies - your wife needs to have a Work Capability Assessment for this to happen.
There is lots if information here https://www.citizensadvice.org.uk/benefits/universal-credit/
and https://www.gov.uk/support-for-mortgage-interest

daschom

From what you have posted you are getting UC. The extra money that you might get in your 4th payment has been explained in earlier replies - your wife needs to have a Work Capability Assessment for this to happen.
There is lots if information here htt*s://www.citizensadvice.org.uk/benefits/universal-credit/
and ht*ps://www.gov.uk/support-for-mortgage-interest

My two claims for UC have been rejected. In both cases I was even given the payment date.
Each claim was rejected for the same reason. Which is, I have been unemployed for more than 9 months.

Why this simple rule is not part of the application screening when claiming UC?
It would save hours of both my and agents' time. Not to mentioned how disappointing it is to be told you are not eligible a week before the payment date!

KatrinaWaves

There is no ‘unemployed longer than 9 months’ rule about UC.

Do you have pictures or a screenshot of the reason for the ending of your claim? 

calcotti

daschom said: My two claims for UC have been rejected. In both cases I was even given the payment date.

Each claim was rejected for the same reason. Which is, I have been unemployed for more than 9 months.

Why this simple rule is not part of the application screening when claiming UC?
It would save hours of both my and agents' time. Not to mentioned how disappointing it is to be told you are not eligible a week before the payment date!

It sounds to me as if the unemployment may have been an issue in respect of passing the Habitual Residence Test when you previously applied. Now that you have Settled Status it is not relevant.