Mortgage Holidays - will it affect anything in future?

Mr_Mister

Hi
I know they have said taking a mortgage holiday during the crisis will not affect credit ratings but does anyone know if it will affect my re-mortgaging options when it's up next year?

I am pondering whether to ask my lender for a couple of months holiday as my wife has been told that she is not eligible for furlough so at the moment there is only one income coming in.
We are just about adjusting at the moment due to some savings but I'm sure it will hit us harder later. 

[Deleted User]

It will depend on your wider circumstances.

Lenders will be aware of the timing of the payment holiday, but it would be safe to avoid taking one unless you really need to.