SOA/BR form question!

Holly_Jones4

Hi all
Got another question to ask before pressing the button! I did a SOA then tweaked it a little for the actual BR form but the figures I put in still result in a minus of £145 approx per month between my incoming/outgoing totals.  Probably a real daft question but should I do it so that they tally i.e. no deficit but also zero left for a IPA. I pretty much have to avoid having an IPA because my incoming amount each month is made up of part full time salary and part benefits which will change within 3 years.  
Any advice would be greatly appreciated because I just want to make sure I don't make any huge mistakes before I sent the form off.

Thank you!
Holly

mwarby

The negative amount isn’t an issue in and if itself, the OR might question how you are going to sustain your expenditure without credit