Travel insurance

Lizzylou64

Hi, a family member booked for a flight abroad and I am paying my share of the flight to them in instalments. Is my flight ticket cost covered under my own travel insurance policy or under the name of the person who booked the flight? Any advice would be much appreciated. 

Alan_Bowen

It would be your policy that protects your payments. You would need to be able to show payments made and a copy of the original invoice from the airline or agent.

Edwardmanchester

Hi there, I hope I am posting in the correct section and hope everyone are keeping safe and well? We currently have annual travel insurance with aviva and have had a renewal quote which has gone from £96 to £206. We have moved our August holiday until next year in the hope that it will go ahead then but could anyone please advise as to whether we should bite the bullet and take the renewal or not renew and wait until other insurance companies are offering travel insurance again in the hope that we may get a more reasonable quote? More than likely if restrictions eventually lift, we would not be travelling until August next year so if this is the case, we may be paying the renewal for 12 months pretty much for nothing and would still then have to renew again this time next year. 

Can anyone advise on this as I am not sure what to do, just feel that aviva are taking advantage of the current situation. We do not want to be in a situation whereby we either cannot get insurance from another company or find that quotes increase to a higher level on what we have been quoted for on the renewal.

many thanks

Ed

Ganga

Well no one has a crystal ball to see in the future , £206 might be the cheapest price you can get! as you are not planning takeing multiple holidays this 12 months why do you need annual travel insurance ,I presume you had insurance when you booked the August holiday? why not just get a price for a single trip policy to cover this delayed holiday and see which is the best value. 

Edwardmanchester

Thank you for your reply, we have annual insurance which is due to renew 15th May so were going to be renewing for our August trip for which we have moved this to next year. The reason why I was thinking about renewing was that there may be a possibility that we get a holiday before next August if things change to enable people to have holidays again. Just don’t want to not have this insurance and then find I cannot get any insurance from elsewhere if no company is selling new policies. 

Ganga

Well this is the question, can you not wait to see when the travel industry is going to open up and see what sort of costs to travel are being quoted, if you find something then take out insurance then, what it will cost - god knows but we will all be in the same boat ( excuse the pun )

sheramber

Although you may not travel until next August you would be covered if you needed to cancel your holiday  between now and teh policy end date due to illness, for example.