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CCJ

Hi, I have a ccj outstanding and due to being on benefits I have never paid as I dont earn enough and have no assets. I have received inheritance will I have to declare my ccj and clear my debts.thanks

Comments

  • sourcrates
    sourcrates Posts: 32,036 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Hi,
    You say you have received an inheritance, so the point now is surely a moot one.
    Who do you want to declare it to ?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • jjames1985
    jjames1985 Posts: 136 Forumite
    100 Posts Name Dropper
    Hi,
    You say you have received an inheritance, so the point now is surely a moot one.
    Who do you want to declare it to ?
    Their unfortunate creditor I'm guessing
  • Yes my creditor,  I have not received my inheritance as yet, so sorry i should of said will the solicitor do this or do I? 
  • jjames1985
    jjames1985 Posts: 136 Forumite
    100 Posts Name Dropper
    flow16 said:
    Yes my creditor,  I have not received my inheritance as yet, so sorry i should of said will the solicitor do this or do I? 
    just pay them when you get the money
  • Thanks for the advice
  • PixelPound
    PixelPound Posts: 3,072 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The solicitor won't inform anyone, unless the terms of you getting your inheritance is to declare your debts to be paid off. The creditor won't be told, unless you tell them.

    However if/when you have the money why would you not want to pay your debts and be debt free? Whilst the CCJ is there it can always be enforced if you are not paying.
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