Is the cost of travel insurance claimable from your travel insurance.

disney_cjd

Seems an odd question but travel insurance protects you from costs associated with cancelled or holidays issues. 

If a holiday is cancelled due to COVID or FCO then you can claim the flights and hotels etc. Can you claim for the cost of the insurance f a single trip you no longer need?

Has anyone tried this ?

unforeseen

You hit a catch 22. If you use your insurance to claim back your insurance then you will have used it so not entitled to a refund

disney_cjd

unforeseen said:

You hit a catch 22. If you use your insurance to claim back your insurance then you will have used it so not entitled to a refund

A-ha but If they won’t refund it anyway then is it a win win?

bagand96

If your house burns down can you claim the cost of your house insurance from your house insurance because you don’t need insurance anymore?

i do like these joke posts, takes away the monotony! 

disney_cjd

bagand96 said:

If your house burns down can you claim the cost of your house insurance from your house insurance because you don’t need insurance anymore?

i do like these joke posts, takes away the monotony! 

Not really thee same.  You are insuring an inanimate object there ...

disney_cjd

Also. If the car insurers can refund for not using the car ....

Ganga

But you are using your travel insurance to claim back the cost of your holiday etc. as has been stated so why should they reimburse you?

disney_cjd

Ganga said:

But you are using your travel insurance to claim back the cost of your holiday etc. as has been stated so why should they reimburse you?

No. Not claiming the cost. That’s the point. No claim as was cancelled and refunded so not needed ....

Westin

In fairness the replies you received are based on a confusing first post. It appeared from the wording that you wished to claim on the insurance for the flights, hotel etc.

comeandgo

With holiday insurance you are insured from the time you take the policy out until after your holiday so your insurance has been quietly in force since you bought it, covering you for whatever it says it does, ie if you had to cancel due to illness.

disney_cjd

Westin said:

In fairness the replies you received are based on a confusing first post. It appeared from the wording that you wished to claim on the insurance for the flights, hotel etc.

Not sure that’s a fair statement either. The post is clearly a statement then a question. Seems pretty clear. But thanks for the input.