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Add CIFAS note with custom requirement
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Posts: 20 Forumite

I would like to add a CIFAS note to my credit report. However, I want it to be a custom note that I write myself. I want it to say, "All requests for credit must be accompanied by a fingerprint."
It's been a difficult decision because I know it could mess up my mortgage application next year, but I think I have to do it.
Someone is going through hacking all my online accounts and I can't stop them. These accounts had very long and complex passwords before I lost access to them and I can't recover the accounts. From some of their actions they seem like a determined professional and I'm petrified. I feel this is the least I can do.
How EXACTLY do I add that custom CIFAs note to my files?
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Comments
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You can use the CIFAS protective registration service, which forces credit providers to apply extra checks when validating applications, although I don't believe that extends as far as you dictating what those checks are with your own customised wording.
You can also use a Notice of Correction on each of your three credit files, an entirely different process involving text that you can compose, but as I understand it, it's primarily explanatory rather than interventional....
Is the fraudster opening accounts in your name as well as accessing existing ones?0 -
I would like to add a CIFAS note to my credit report. However, I want it to be a custom note that I write myself. I want it to say, "All requests for credit must be accompanied by a fingerprint."It's been a difficult decision because I know it could mess up my mortgage application next year, but I think I have to do it.Someone is going through hacking all my online accounts and I can't stop them. These accounts had very long and complex passwords before I lost access to them and I can't recover the accounts. From some of their actions they seem like a determined professional and I'm petrified. I feel this is the least I can do.How EXACTLY do I add that custom CIFAs note to my files?
BTW, a "determined professional" won't be interested in you at all. You are aware and there is nothing they can really gain from you, assuming all your financial institutions are aware.0
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