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Mortgage & Dependants
polo89
Posts: 1 Newbie
I’ve recently split with my partner with whom I’ve two kids with, I’m currently looking to get a mortgage on a part rent part shared house / apartment (I’m a first time buyer) Me and my partner have split amicably and the children will live with her. There’s no csa involved as I pull my weight. My question is considering all that would I have to put them down as dependents?
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Comments
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I’m sure someone in the business will come along shortly and give a more definitive answer, but to my understanding it’s yes. Although you’re no longer residing with your children, I assume you provide a similar level of financial support as previous so they are just as dependent on you and would be deemed that way in regards to any credit applications.
Although, when submitting an application or getting an offer in principle, it’ll ask about dependents and additionally outgoing payments which include child maintenance. So perhaps you would leave them out of dependents and include the maintenance figure in your outgoings.0 -
ask on the mortgage forum, or your mortgage broker.
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You'll need to answer the questions on the mortgage application form truthfully. Failure to do so is committing fraud. Not advisable to find yourself on here
https://www.nhunter.co.uk/
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