Do cheques expire?

Migster

Assuming you have a smartphone, download the Starling* app, open an account, pay in the cheque via the app. All done without leaving home.

*or any other bank that offers the same facility. 

stclair

You can order a paying in book in your  online banking and you can buy a stamp on the Royal Mail website. 

Owain_Moneysaver

You can post it to NatWest at 
NatWest, CPU, PO Box 21, 41 The Drapery, Northampton NN1 2EY
But you need a paying-in slip (this is to avoid money laundering, only account holders can deposit into accounts). If you don't have any at the back of your cheque book, you can get a new cheque book with some, or a paying-in book,  through online or phone banking. 
You can buy stamps online from https://shop.royalmail.com/ or if you can print at home, buy and print a postage label. 

[Deleted User]

Unfortunately I don’t have a cheque book or paying in book. 

I think it’s probably going to save the hassle to just keep a hold of it for a bit and pay it in at a later date. 

The cheque is one of those ones printed at the bottom of a letter, it’s a refund for council tax from a previous local authority and there’s no expiry date on it. 

20SmthngSver

I said some bank issuers include a pre-printed expiry date for the chequebook and thus the cheques within it, not all. You've taken what I said out of context. You could say the same for serial numbers being printed in two sections on a cheque increasing costs. If they want, it's their choice. 

Where's the evidence for general use being so 'infrequent'? It wasn't what it used to be, no. I can't remember when I didn't go into a bank and not see customers using cheques. As a micro-business, we send/receive about 50 month. In 2019 Q3, 64.7m cheques were transacted, worth £103,800,000,000 (£103.8b). Over the quarter, that's a daily average of 700,000 cheques worth £1.144b a day. That doesn't imply infrequency. It's on the Quarterly Stat Report on pay.uk and CCC&C websites if you want to look. It's only the people who don't use them who say no one uses them, as usual. 

It's still a serious amount of money being transacted via cheque and credit clearing. For large values, it's still a preferable choice as most banks impose low FP limits, and all charge for CHAPS (which is why the limits are likely low). Many financial professionals advocate higher FP limits for how much money is transacted on a daily occurrence now. This is an annoyance for the values that business deal in and can prove costly. 

eskbanker

20SmthngSver said:

I said some bank issuers include a pre-printed expiry date for the chequebook and thus the cheques within it, not all. You've taken what I said out of context. You could say the same for serial numbers being printed in two sections on a cheque increasing costs. If they want, it's their choice.

Who said that you'd said it was all banks doing this? It clearly isn't, but you seem to be looking for an argument that wasn't there.  Having said that, perhaps it would help if you were a bit more specific in naming banks that do this, given that others aren't familiar with this practice, although it isn't really particularly relevant to the discussion.

You seem to have missed the point about costs - it wasn't about the cost of printing more on cheques as such, but related to the concept of cheques having a predetermined 'use by' date, thereby leading to cheques being wasted and needing to be replaced by the bank.

20SmthngSver said:

Where's the evidence for general use being so 'infrequent'? It wasn't what it used to be, no. I can't remember when I didn't go into a bank and not see customers using cheques. As a micro-business, we send/receive about 50 month. In 2019 Q3, 64.7m cheques were transacted, worth £103,800,000,000 (£103.8b). Over the quarter, that's a daily average of 700,000 cheques worth £1.144b a day. That doesn't imply infrequency. It's on the Quarterly Stat Report on pay.uk and CCC&C websites if you want to look. It's only the people who don't use them who say no one uses them, as usual.

For someone who's so keen on context, nobody said that 64.7m (or derivatives) is a small number, but it has to be seen in context - one way of looking at it is that this is less than one per person in the UK!  Alternatively, and more pertinently, a more suitable context is the UK Finance report I referred to, which confirms that cheques already represent less than 1% of payments.

20SmthngSver said:

I can't remember when I didn't go into a bank and not see customers using cheques.

[...]

It's only the people who don't use them who say no one uses them, as usual.

Now you're putting words in others' mouths!  Perhaps you'd be so kind as to highlight exactly those who've said that "no one uses them"?  Unless I'm mistaking you for one or more other posters, this isn't the first time you've exhibited strong confirmation bias, i.e. because you use cheques and branches a lot and see others doing likewise, you believe that this is typical, despite the facts clearly demonstrating otherwise....