We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Wtc to uc future migration why zero uc

Options
Dandytf
Dandytf Posts: 5,073 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 21 April 2020 at 11:43AM in Disability money matters
Wtc to uc future migration why zero uc
Thinking ahead to whenever wtc to u.c. for disabled is implemented, though could be quite some time according to fairly recent mser's advice.
I personally had at that point read over more than one source that 2023 was going to migration time.
Anyway as UC calculators that I have tried numerous time lead to 0 UC from existing wtc's.
Wonder if this is possibly because of my 11k approx 23 hours salary-gross though extra shift or two included.
Is dropping more hours going to make a difference and meet uc criteria.
TIA
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
«1

Comments

  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,320 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    UC is worked out based on income, not hours. Your chance of increasing eligibility is to have a work capability assessment which would give you a work allowance if you're deemed to have LCW, so they'd ignore part of your income before making deductions based on the rest; or if you're deemed to have LCWRA you'd receive an extra element in your maximum UC entitlement as well as the work allowance. (If you're self-employed then with LCW/RA you cannot be deemed to be gainfully self-employed and therefore the Minimum Income Floor would not apply to you.)

    The other thing is, savings between £6000 and £16000 will cause a deduction of (I think) £4.35 for every £250 or part thereof over £6000.

    Here is a good page where you can see yourself exactly how it's worked out: https://www.understandinguniversalcredit.gov.uk/new-to-universal-credit/how-much-youll-get/
    The standard allowance rate there is correct for the coronavirus situation but will drop back down next April/May.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 April 2020 at 12:15PM
    Thanks @Spoonie_Turtle
    Whilst I'm not self employed, any reduction in hours which were already reduced from 40 to 23 last few years.
    What I meant was maybe if reduced further, then salary would be reduced again.
    The Limited Capability to work or RAG groups- maybe with m.s. I'm in effect already I'm one of those groups.
    Today's post was only as WTC to UC calculators- turn-to-us etc all point to zero U.C. when I enter my current Salary/WTC/PIP.
    I'll read your kind link.
    Thanks

    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,320 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Ah, PIP does not count as income for means-tested benefits :) that might be the main difference.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 April 2020 at 12:50PM
    Ah, PIP does not count as income for means-tested benefits :) that might be the main difference.
    No though the calculators Do ask if PIP is in receipt and which type.
    e.g. I'm higher living at home rate
    lower mobility rate.
    Though I understand UC doesn't effect PIP , it does replace WTC.
    That recent link from spoonie turtle was very good as it shows a few printed examples of UC rates.
    I'm not going to try any calculators anymore -I matched M.S. and my disabled working recent experience with at my guess is going to be one of the limited capacity to work type UC groups.
    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • poppy12345
    poppy12345 Posts: 18,880 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    You mentioned your annual salary, UC is based on your monthly earnings not annual. You may well have a zero entitlement to UC. Some are better off and some are worse off. Going through the work capability assessment and receiving LCWRA may give an entitlement.

    I wouldn't worry too much about it right now because it could be quite a few years that you transfer across, unless a change of circumstances prompts a move in the meantime. I always say don't worry until you have something to worry about.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 22 April 2020 at 5:18PM
    Thanks @poppy12345
    The thought of dropping equivalent to monthly wtc's would be devastating.
    Thanks anyway.
    almost  forgot To read my 00:47 e-mail.

    GOOD NEWS

    Congratulations

    YOU'VE WON A PRIZE ON THE NATIONAL LOTTERY

    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Tried another Calculator today which at best provides 42 pounds per month UC.
    Such award would be devastating.
    As the sometimes mentioned 'Managed Migration' runs until July -10k trialists.
    mser's care to mention what this could mean...i.e. one off top up or continuous top up. 
    Transitional Amount.
    This is an amount to top up your Universal Credit so that you are not worse off than you were under legacy benefits.  However, you will only get a transitional amount if you move to Universal Credit by managed migration
    T.i.a.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • poppy12345
    poppy12345 Posts: 18,880 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    edited 24 May 2020 at 6:28PM
    Dandytf said:
    Tried another Calculator today which at best provides 42 pounds per month UC.
    Such award would be devastating.
    As the sometimes mentioned 'Managed Migration' runs until July -10k trialists.
    mser's care to mention what this could mean...i.e. one off top up or continuous top up. 
    Transitional Amount.
    This is an amount to top up your Universal Credit so that you are not worse off than you were under legacy benefits.  However, you will only get a transitional amount if you move to Universal Credit by managed migration
    T.i.a.

    If you have to apply for UC before the transitional support protection is put into place then yes of course you will lose out, if the benefit calculator suggests your payment will be less if you claimed UC.
    When the transitional support protection is in place then you won't be worse of when you migrate across.
    If you don't have a change of circumstances that prompts you to claim UC right now then please try to relax. You won't be migrated across for most likely 3-4 years yet. They are way behind where they should be right now with the pilot scheme they were doing in part of the country. This pandemic will mean that they will be even further behind.
    At the moment, it doesn't matter how many times you use the benefits calculator if your circumstances haven't changed then the benefit calculator will remain the same.
    Please try to relax and forget about it for now at least.
    Also be awre that the benefit calculator will have taken into account the new standard allowance rate for 2020/21 which has increased due to Covid19, which is in place until April 2021. This means your actual UC could be even less that it said.

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 May 2020 at 6:40PM
    Thanks @poppy12345
    Only asked today as the particular calculator and Managed Migration Info was from April 20.
    Why then would Calculators Not mention Transitional Amount for Managed Migration Disabled Persons.
    3-4 years could be a chance to take the  drop, though M.S. is upmost importance. 
    I appreciate the latest Covid 19 12 month increase -as recently awarded with w.t.c's.
    The same calculator if it includes latest Covid temp increases, is still mentioning Dec' 2023 for Migration from Legacy to UC.
    Not that I have any knowledge in such matters.

    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • poppy12345
    poppy12345 Posts: 18,880 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Dandytf said:

    Why then would Calculators Not mention Transitional Amount for Managed Migration Disabled Persons.

    Because managed migration hasn't even started yet...

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.