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Confused default date

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Hello all.

Can anyone please help me with a query on my credit file? I have one default, from 2014 on my report. I fully settled the amount I owed and it is showing as settled on 28/10/14 but it also says 'last updated 16/10/16'. So does this mean the default will be removed from my file 6 year after 28/10/14 or 16/10/16? 
I've used the Experian report provided by the MSE credit club.

Thank you!
Emma

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    6 years from default date.
  • It doesn't say 'default date' anywhere and I can't go back on the account history? It just says the two dates named above - the account must have defaulted before I settled payment though, so I'm guessing it be prior to October 2014. Thank you for your help!
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