We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Private car purchase-unknown s cat and insafe

Options
13

Comments

  • 452 said:
    fred246 said:
    The car was described as in perfect condition. The seller obviously knew it wasn't. I have a barrister who lives near me. He is very entertaining to talk to. Lawyers can tell very quickly who is telling the truth. If you got the buyer and seller in a court you would know exactly that the seller knew that this was a dodgy car.
    But could you prove it?
    You won't find Fred (either of them) being prepared to put his money where his mouth is.
    I've already lost 3300, so another 500 to get the car checked and go to small claims would be worth it. Even if I don't  win, but it gives her a few sleepless night like the many I've had. I've not drove the car since, and have purchased another one so it doesnt matter how long this takes, I just want some kind of moral justice. To do this to someone is so wrong.  
  • LiGhTfasT
    LiGhTfasT Posts: 168 Forumite
    Part of the Furniture 100 Posts
    I've heard many older cars getting cat s for minor scrapes/scratches. At the price you paid its probably getting on for 10 years old and a bit of filler on the sill could be from years ago mounting a kerb. The rest may be wear and tear, what car is it? year, model, etc?
  • 452
    452 Posts: 443 Forumite
    100 Posts Name Dropper
    Scrapit said:
    452 said:
    fred246 said:
    The car was described as in perfect condition. The seller obviously knew it wasn't. I have a barrister who lives near me. He is very entertaining to talk to. Lawyers can tell very quickly who is telling the truth. If you got the buyer and seller in a court you would know exactly that the seller knew that this was a dodgy car.
    But could you prove it?
    Car ad and a report saying it's cat s would sort that quite quickly. 
    Unless the seller was a trader then how?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    LiGhTfasT said:
    I've heard many older cars getting cat s for minor scrapes/scratches.
    No, you haven't.

    Cat C/D/N, perhaps. C was "damage above the value". D was "damage below the value, but insurer wrote off anyway". N is "Non-structural".

    But Cat S requires STRUCTURAL damage. That's what the S stands for.
  • Scrapit
    Scrapit Posts: 2,304 Forumite
    1,000 Posts Second Anniversary Name Dropper Combo Breaker
    452 said:
    Scrapit said:
    452 said:
    fred246 said:
    The car was described as in perfect condition. The seller obviously knew it wasn't. I have a barrister who lives near me. He is very entertaining to talk to. Lawyers can tell very quickly who is telling the truth. If you got the buyer and seller in a court you would know exactly that the seller knew that this was a dodgy car.
    But could you prove it?
    Car ad and a report saying it's cat s would sort that quite quickly. 
    Unless the seller was a trader then how?
    How what?
  • facade
    facade Posts: 7,587 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AdrianC said:
    LiGhTfasT said:
    I've heard many older cars getting cat s for minor scrapes/scratches.
    No, you haven't.

    Cat C/D/N, perhaps. C was "damage above the value". D was "damage below the value, but insurer wrote off anyway". N is "Non-structural".

    But Cat S requires STRUCTURAL damage. That's what the S stands for.
    That is what I thought too. But watching youtube videos it appears that a lot of lower value cars are written off as S by photos on a mobile 'phone, no physical inspection at all, and often there is no sign of any structural damage.

    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    facade said:
    ...But watching youtube videos...
    I think I spot the problem.

    Care to point us to one of these vids?
  • facade
    facade Posts: 7,587 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Next time I watch one, I will save the link.  For now you could wade through "salvage rebuilds uk", "cars for paul" and similar- there are literally hundreds of them and I can't remember which exact ones talk about how the cars get categorised. I did find you an example of category S that I'd say shouldn't be, https://www.youtube.com/watch?v=wmG24D0EeTA from 9:30 to 16:00.

    Apparently the structure includes bolt on parts like the front crash beam, subframes and suspension arms, so a cat S can have a perfectly straight shell, they are not all bent like bananas as we think.


    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • forgotmyname
    forgotmyname Posts: 32,920 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Its the straight looking ones you need to be wary off, what damage is under the skin.

    Posted pictures previously,  light frontal = the 5ft bonnet is now only 2ft and everything forward of the bulkhead
    is crunched, with windscreen and roof damage also.  Thats a light frontal?


    Censorship Reigns Supreme in Troll City...

  • Herzlos
    Herzlos Posts: 15,869 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Scrapit said:
    452 said:
    fred246 said:
    The car was described as in perfect condition. The seller obviously knew it wasn't. I have a barrister who lives near me. He is very entertaining to talk to. Lawyers can tell very quickly who is telling the truth. If you got the buyer and seller in a court you would know exactly that the seller knew that this was a dodgy car.
    But could you prove it?
    Car ad and a report saying it's cat s would sort that quite quickly. 

    The seller could claim it was in their view a in perfect condition for a cat s, which they never hid. It was on the V5.
    It's worth a punt though.
    The best avenue is to prove they are actually a trader (if they are) and use that to get them to buy the car back from you.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.