Car Insurance

roykeith

I am over 70 and locked down for 12 weeks, what is the position regarding car insurance as I can no longer drive my car,

poppy12345

Cars still need to be insured. What would you do if it was stolen?

bradders1983

Or set on fire?

Jeremy535897

The owner of a vehicle is legally obliged to insure it, unless a SORN is in place.

Browntoa

Direct line have suspended a policy for 30 days for me in the past .

But as above you must also SORN the car if you do 

neilmcl

roykeith said:

I am over 70 and locked down for 12 weeks, what is the position regarding car insurance as I can no longer drive my car,

You car needs to be insured if you're keeping it on the road, whether you drive it or not. If you don't want to insure it then you can take the car off the road and SORN it but tbh will you be saving that much?

Jeremy535897

One other point that occurs to me is whether there is then an impact on years of no claims bonus?

neilmcl

Jeremy535897 said:

One other point that occurs to me is whether there is then an impact on years of no claims bonus?

In what respect? Even if you SORN your car you won't lose your existing NCD for at least 2 years of non-insurance.

Jeremy535897

Thanks for that. I did not know about the 2 year rule.

MissLia01

So... Renewal time again - My current provider sent me my renewal details, the cost of insurance was going to £517 only a few pounds less than last year. I thought I could do better so I completed 2 comparison sites and shock, my current provider came cheapest on both, identical policies to my current one, the charge - £331 on the first site, £333 on the second. I called my provider to discuss the difference and was assured that she could provide additional discount on my renewal price, she did, however it was only £28! After a confusing discussion about why loyal customers are charged nearly £200 more for the same product than new customers, I politely declined the offer and advised I would not be renewing the policy. I re ran the comparisons today and my old provider is still coming up cheapest. As I refused the renewal, if I purchase the preferred product from the company via a comparison site  can I be classed as a "new" customer as I would be a new customer to the comparison site?
I don't want to proceed and  then a few days down the line be told that I have done something wrong and maybe have the policy cancelled by the company? Thoughts????

bradders1983

No it wont be cancelled, sign up as a new customer. Stupid they wont reduce it there and then on the phone.