Charges on incredit credit card

giugi

I had a refund back on to a Debenhams credit card, which means I'm now in credit with them by £1000. I want to withdraw this cash, as I rarely use my credit card  Will I be charged for withdrawing my own money on this card? TIA

D3xt3r5L4b

Don’t withdraw as cash. 

Ask for it to be sent to your bank account. 

maxximus75

As above.  Don't withdraw it as cash otherwise you will be charged a fee.  This fee will probably have interest added to it, charged from the date of withdrawl so could end up an extremely expensive way of obtaining your refund.

Either start to use the card in place of what you would use a debit card for to reduce down the credit or request a transfer to your account.

redux

For having it transferred to the bank, check with them it won't be counted in the same scheme as money transfer promotional offers, with a 3 or 4% fee. 

D3xt3r5L4b

redux said:

For having it transferred to the bank, check with them it won't be counted in the same scheme as money transfer promotional offers, with a 3 or 4% fee. 

If it puts the balance into a positive balance it won’t.