Joint savings account with Mum

[Deleted User]

Hi, i’m hoping for some advice please. 
My Mum has decided she would like
to open a joint savings account in both of our names, with her funeral savings in. 
I wanted to check as i have a very good credit rating & hers is poor. Does this have any implications for my credit file in anyway if we were to open an account. 

Thanks. 

xylophone

 with her funeral savings in. 

Could she not simply prepay the funeral?

[Deleted User]

yeh xylophone said:

 with her funeral savings in. 

Could she not simply prepay the funeral?

no she likes to have money in the bank for any emergencies also. 

eskbanker

As above, there are likely to be better solutions but the short answer is no, savings accounts aren't reported to credit rating agencies and don't create financial associations....

george4064

Why doesn't she just open an account in her sole name?

If she needs help, just help her or do it the proper way and get POA over her.

[Deleted User]

these are her wishes which is why i want to check if my credit rating could affected, if so then i will look at other options.