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3 Month Holiday for Credit Card Payments

After reading today that we could take a holiday from credit card payments if experiencing difficulty in meeting the repayments currently, I called Sainsburys credit card to organise. They are offering a 90 day holiday but according to the gentleman I spoke to he said on the fourth month all four months payments would become payable. So at present we have a minimum repayment value of approximately £100 a month and therefore in four months time he advised that they would be looking for roughly £400 ( we have 27months interest free deal ). This doesn't really sound like a holiday. I would have hoped it just would take longer to pay off the card. Can anyone advise if he has given me correct information?
Thanks.

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