IFA through vouched for -free consultation boundaries?

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dunstonh said:

Also possibly a bad decision at this point.   Markets have been rising since around the 19th March.  So, you could have lost upto around 15% in gains.       Cash can actually increase the risks rather than reduce them when you consider all risks (e..g shortfall risk, inflation risk etc).    What is best will depend on your objectives.  If you want that contribution out of the pension in the short term then its probably a good move.  If you want it out in the long term then it's likely a bad move.

I didn't add it until 30th March. I just wanted to get it into a SIPP for the tax breaks as it was the end of my financial year. I'm not worried about inflation currently, but I now have some time to consider my options. And you're right about the long term, of course.