Confusion

So around 4 weeks ago I had a notification on my Capital One account saying I needed to pay £27.10 as my account was now over the limit but my account was only £6 over? I tried checking my transactions to see what the £27.10 was for but there was an error and they would not load until I paid the money. The week after I put £70 back onto the card which put my account in positive and the £27.10 notification disappeared but I’m now been into overdraft on my debit card because the £27.10 has been credited again?? 

Any ideas and what this might be?? The monthly DD to pay it back is only set to £15 so I can’t be that?

Comments

  • penners324
    penners324 Posts: 3,470 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    You'll only know by checking the statement or your transactions.
    I also doubt that Capital One would freeze your online access in the way you describe.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you're overlimit, then a set amount DD may not have been sufficient, hence the higher requested payment.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 619.9K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 255.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.