insuring car after end of lease

Car_54

kmb500 said:

452 said:

kmb500 said:

Regardless, it's not my problem how they comply with safety legislation. That's got nothing to do with my lease ending.

There wasn't much point in this thread as you never intended to insure it at the end of the lease. 

No I do not want to insure the car. I am asking for advice on where i stand.

Ok, I will repeat my advice. You will stand in breach of contract, and responsible should the car be damaged. The lease company may face criminal prosecution if the car is not insured, and will pursue you for any costs.

Others have given different advice. Take your pick.

452

Car_54 said:

kmb500 said:

452 said:

kmb500 said:

Regardless, it's not my problem how they comply with safety legislation. That's got nothing to do with my lease ending.

There wasn't much point in this thread as you never intended to insure it at the end of the lease. 

No I do not want to insure the car. I am asking for advice on where i stand.

Ok, I will repeat my advice. You will stand in breach of contract, and responsible should the car be damaged. The lease company may face criminal prosecution if the car is not insured, and will pursue you for any costs.

Others have given different advice. Take your pick.

That's not what he wants to hear. 

Scrapit

Car_54 said:

Scrapit said:

Car_54 said:

social distancing is not the law, it's not required in any shape or form, it's just advice. Plenty of workplaces are not adhering to strict social distancing measures.

True. But the Health and Safety at Work Act 1974 is law, and it requires employers to ensure the health, safety and welfare of their employees, and in particular to provide a safe system of work.

Requiring employees to flout the current governement advice would be a flagrant breach, which would risk severe penalties for the employer.

How can 2 coppers in a car comply with social distancing? Or an uber? Or a bus driver?(They are trying, they have a decent union). All forms of delivery and collection is not banned. Yet many involve 2 people in a confined space within close proximity. Collecting the car could be done by a lone worker  very easily and completely safely.

Absolutely. But when/if it all goes wrong the employer will be facing a massive damages claim as well as criminal charges.

Leaving the legals aside, are you happy to ask the poor collection driver (who is probably paid a pittance on a zero-hours contract) to risk his health and possibly his life?

I know this is a money-saving forum, but doesn't morality come into it?

Yes. I've had a washing machine delivered by 2 blokes from AO during this lockdown. As said previously, the collection driver could collect this without being exposed to risk quite simply.

[Deleted User]

Scrapit said:

Car_54 said:

Scrapit said:

Car_54 said:

social distancing is not the law, it's not required in any shape or form, it's just advice. Plenty of workplaces are not adhering to strict social distancing measures.

True. But the Health and Safety at Work Act 1974 is law, and it requires employers to ensure the health, safety and welfare of their employees, and in particular to provide a safe system of work.

Requiring employees to flout the current governement advice would be a flagrant breach, which would risk severe penalties for the employer.

How can 2 coppers in a car comply with social distancing? Or an uber? Or a bus driver?(They are trying, they have a decent union). All forms of delivery and collection is not banned. Yet many involve 2 people in a confined space within close proximity. Collecting the car could be done by a lone worker  very easily and completely safely.

Absolutely. But when/if it all goes wrong the employer will be facing a massive damages claim as well as criminal charges.

Leaving the legals aside, are you happy to ask the poor collection driver (who is probably paid a pittance on a zero-hours contract) to risk his health and possibly his life?

I know this is a money-saving forum, but doesn't morality come into it?

Yes. I've had a washing machine delivered by 2 blokes from AO during this lockdown. As said previously, the collection driver could collect this without being exposed to risk quite simply.

Not really, the while inside of the car would need to be cleaned and disinfected. Maybe they could manage without if they had proper PPE but of course they don't.

Scrapit

[DELETED USER] said:

Scrapit said:

Car_54 said:

Scrapit said:

Car_54 said:

social distancing is not the law, it's not required in any shape or form, it's just advice. Plenty of workplaces are not adhering to strict social distancing measures.

True. But the Health and Safety at Work Act 1974 is law, and it requires employers to ensure the health, safety and welfare of their employees, and in particular to provide a safe system of work.

Requiring employees to flout the current governement advice would be a flagrant breach, which would risk severe penalties for the employer.

How can 2 coppers in a car comply with social distancing? Or an uber? Or a bus driver?(They are trying, they have a decent union). All forms of delivery and collection is not banned. Yet many involve 2 people in a confined space within close proximity. Collecting the car could be done by a lone worker  very easily and completely safely.

Absolutely. But when/if it all goes wrong the employer will be facing a massive damages claim as well as criminal charges.

Leaving the legals aside, are you happy to ask the poor collection driver (who is probably paid a pittance on a zero-hours contract) to risk his health and possibly his life?

I know this is a money-saving forum, but doesn't morality come into it?

Yes. I've had a washing machine delivered by 2 blokes from AO during this lockdown. As said previously, the collection driver could collect this without being exposed to risk quite simply.

Not really, the while inside of the car would need to be cleaned and disinfected. Maybe they could manage without if they had proper PPE but of course they don't.

Nonsense. Why would it need that? The virus has a limited lifespan on surfaces. Also why wouldn't they have PPE? I'm currently acquiring it for my company, although we always use it. Further to this what sort of PPE would you think is required? Masks? Not required if all the doors are opened at the point of collection, just as they would do on a collection inspection. If surfaces require wiping that would only be ones that come in contact with skin, steering wheel, controls and handles. Not overly onerous. Simplest way would be to agree with client when arranging collection that they stay out of the vehicle for at least the minimum time the virus can survive for. When arriving at the property the client leaves key on door step whilst maintaining social distancing communicated by mobile telephone (probably not far away from what they do anyway). The collection driver who is wearing disposable gloves then inspects the vehicle and drives it onto a trailer or low loader/ car transporter. Literally as simple as that.

kmb500

Thank you everyone for the answers. After Leaseplan had told me (on phone and in writing) that I must insure the car - they have just now responded to me in writing and have changed their minds, saying I will not need to insure the car as of 1 May.

@pippacorn   this may be of interest to you

neilmcl

kmb500 said:

Thank you everyone for the answers. After Leaseplan had told me (on phone and in writing) that I must insure the car - they have just now responded to me in writing and have changed their minds, saying I will not need to insure the car as of 1 May.

@pippacorn   this may be of interest to you

It seems they've realised that they hadn't a leg to stand on.

Car_54

neilmcl said:

kmb500 said:

Thank you everyone for the answers. After Leaseplan had told me (on phone and in writing) that I must insure the car - they have just now responded to me in writing and have changed their minds, saying I will not need to insure the car as of 1 May.

@pippacorn   this may be of interest to you

It seems they've realised that they hadn't a leg to stand on.

More likely they’ve either (1) realised that exceptional circumstances apply, or (2) want to avoid bad PR.