Boiler help!

in Credit Cards
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  • navvy71navvy71 Forumite
    6 Posts
    First Post
    MoneySaving Newbie
    jefaz07 said: yes it comes with 10 yr warranty.
    I'm bit unsure of comments and replies as not sure  of DCFC79 said:
    A credit card at 0% could be an option.
    How many quotes have you got ?
    Seems a bit steep for a boiler, what does the £1900 cover ?

    this site so please forgive me if not responded to correct messsage🤔
    Spreading the cost of a boiler over ten years is not advisable. Most boilers will have run out of steam (see what I did there?) after 7-8 years, and you'd need to finance another boiler while still paying for this one.
    Unless Of course it comes with a 10 year warranty. And a lot do now. Which is generally cheaper or on par with lower warranties like for like,
    I still wouldn’t finance it over 10 years though. 
    Who was this through? Have you tried the likes of BOXT?
    So have had 2 quotes at 1900.00 and one at 1595.00 which is a alpha e Tec 
  • MigsterMigster Forumite
    108 Posts
    Part of the Furniture 100 Posts
    So you're getting finance via the boiler supplier? Can you not get a better APR with a personal loan from your bank?
  • navvy71navvy71 Forumite
    6 Posts
    First Post
    MoneySaving Newbie
    Yes through boiler company,  no tried that...to borrow 2,000 it's 18 or so %
  • jefaz07jefaz07 Forumite
    324 Posts
    Part of the Furniture 100 Posts Name Dropper
    ✭✭
    Try BOXT
    They will give you an immediate quote online.
    I would never get an alpha on finance. Ever. 
    That’s my opinion on that. 

    I’m fitting a Baxi 830 with a Nest. Few bits and pieces for £1950
  • navvy71navvy71 Forumite
    6 Posts
    First Post
    MoneySaving Newbie
    Right ok I will go online and look at Boxt,  thank you so much.
  • blue.peterblue.peter Forumite
    655 Posts
    Sixth Anniversary 500 Posts Photogenic Name Dropper
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    Spreading the cost of a boiler over ten years is not advisable. Most boilers will have run out of steam (see what I did there?) after 7-8 years, and you'd need to finance another boiler while still paying for this one.

    Seven to eight years might be a little pessimistic. I've seen them go 15 years, and never had one last less than 10. Maybe I've been lucky, maybe it's related to my policy of buying slightly more powerful boilers than my house actually needs (so that they're never strained).

    But I agree with others: financing over 10 years is inadvisable. Personally, if I needed to spread the cost, I wouldn't do it over more than about four.
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