Boiler help! 8 April 2020 at 2:44PM in Credit Cards 16 replies 371 views

navvy71

jefaz07 said: yes it comes with 10 yr warranty.
I'm bit unsure of comments and replies as not sure  of DCFC79 said:

A credit card at 0% could be an option.

How many quotes have you got ?

Seems a bit steep for a boiler, what does the £1900 cover ?

this site so please forgive me if not responded to correct messsage🤔

Shakin_Steve said:

Spreading the cost of a boiler over ten years is not advisable. Most boilers will have run out of steam (see what I did there?) after 7-8 years, and you'd need to finance another boiler while still paying for this one.

Unless Of course it comes with a 10 year warranty. And a lot do now. Which is generally cheaper or on par with lower warranties like for like,
I still wouldn’t finance it over 10 years though. 

Who was this through? Have you tried the likes of BOXT?

So have had 2 quotes at 1900.00 and one at 1595.00 which is a alpha e Tec 

Migster

So you're getting finance via the boiler supplier? Can you not get a better APR with a personal loan from your bank?

navvy71

Yes through boiler company,  no tried that...to borrow 2,000 it's 18 or so %

jefaz07

Try BOXT
They will give you an immediate quote online.
I would never get an alpha on finance. Ever. 

That’s my opinion on that. 

I’m fitting a Baxi 830 with a Nest. Few bits and pieces for £1950

navvy71

Right ok I will go online and look at Boxt,  thank you so much.

blue.peter

Shakin_Steve said:

Spreading the cost of a boiler over ten years is not advisable. Most boilers will have run out of steam (see what I did there?) after 7-8 years, and you'd need to finance another boiler while still paying for this one.

Seven to eight years might be a little pessimistic. I've seen them go 15 years, and never had one last less than 10. Maybe I've been lucky, maybe it's related to my policy of buying slightly more powerful boilers than my house actually needs (so that they're never strained).

But I agree with others: financing over 10 years is inadvisable. Personally, if I needed to spread the cost, I wouldn't do it over more than about four.