Babystep 6

BabyStepper

@savingholmes I completely understand your hesitance, it does seem like a daft time to be doing this. However, we both feel there are no guarantees that things will get better over the next few years, protecting OH's job as our main source of income is important, so we seem to have adopted a kind of kamikaze approach. i.e. everything is in such a mess anyway, might as well just go for it. This may come back to bite us in the bum, who knows, but we're ok with taking the chance. I'll keep you posted how it all goes. I've been over on the mortgage/renting boards and already heard some horror stories...maybe I'll not look there for a while!

Drawingaline

Our move really got me through the winter. Gave me something to focus on and think about/stress about! Felt totally flat once we had moved though. 

My in-laws have just had an offer on their house so I will have to speak to them more to feel involved again and take my mind off everything else. Luckily I love my in laws!

BabyStepper

@Drawingaline Thanks for that, reassuring to hear it doesn't have to be completey dreadful. I'm kind of hoping for the same, that the move is something to focus on, to take my mind off everything else and I have so much more time on my hands to organise things. Maybe it'll be alright. 

BabyStepper

It's been a busy week. Met with EA, home has been valued (about what we thought), photographs taken and advert now online. No viewers booked yet but it's only been up for 24 hours, just need to wait. It's good to have a project. 

I've also began tentatively looking for somewhere to move to. It's overwhelming and OH is no help and doesn't seem to care. When I ask for an opinion he just says yeah it looks fine. So it looks like it'll be down to me! 

My business is not doing well which is worrying me about the new mortgage. I have lost some work again, I'm not even sure I'll make my £1,000 wage at the end of this month, and will probably end up using some of cash I'd been saving in that account. I'm thinking I possibly need to branch out but have no idea what I'd do. Need to give it some thought.   

I'm just taking it all a day at a time. It's Sunday so I'm planning to just relax. Hope evryone is doing well. 

savingholmes

Sorry your business isn't going as well as you'd hoped. Hopefully as lockdown eases things will pick up. My DH is similar on house hunting - partly because until he has a date to work to he doesn't see it as real.

BabyStepper

Thanks savinghomes, I'm hopeful things will pick up too as we come out of lockdown. Just need to keep trying. 

In other news, I learned this about Dave Ramsey this morning. 
https://www.newsweek.com/dave-ramseys-company-fired-12-employees-premarital-sex-1579557
He's been firing staff for having premarital sex and is being taken to court by a pregnant ex-employee who claims it's discrimination. 

I always closed my ears to his religious rantings and never had any problem doing that - I wanted the financial advice and he was very helpful to me. However, I can't ignore this. What on earth is going on? You'd really never know this was the 21st century sometimes. So disappointed in him. 

savingholmes

I'm concerned by his attitude to C19. Discouraged mask use at partner events etc as didn't want to worry people. I bought his book on audio about his principles for running a company - they include very detailed interviews - including spousal interviews!!

I think as general motivation he has a lot going for him and I live the debt free screams - I hate it though when he discourages people from putting money into a pension while in debt and potentially costs people thousands in free cash.... even when they are on 0% debt.

He's very marm1t3. I've pretty much given up listening to him now... but he did speed up my debt free journey with his gazelle intensity analogy. Take the good, flush the rest.

BabyStepper

I gave up listening too when the pandemic started. He seemed to have nothing helpful to say at all. I kept returning to see if he'd come up with anything but he didn't. I had no idea his state had so few employment laws - he can basically sack anyone at any time for no reason. And with his attitudes and values it comes across as massively judgemental. I'll be keeping an eye on the case to see what happens. I hope his employees get some justice.

enthusiasticsaver

How are things going @BabyStepper ?