can a Mortgage payment be reduce?

jay70

 My father recently past away. 

I have been told by several people that my mother’s mortgage repayments can be either reduce or paid off as my father has past.

In the past my mum and dad have only paid off interest only on the mortgage and have started to repay the mortgage now...

my mum is in her late 70s, however, i do not know if she can get a reduction etc.

as far as i know - my dad has not taken out ANY insurance, ie, life or protection in case he past away on the house...so i cannot see how the mortgage will get paid off.  i am sure this is what people are referring too.

i am still waiting for the bank to contact me to discuss my next steps.

in the mean time i wanted to find out if the could be the case.

thanks

xylophone

Your parents had an interest only mortgage but changed it to capital repayments?
Have you checked how much is outstanding on the mortgage?
Your mother receives a state pension/other pension?

jay70

Hello Xylophone, 
yeap is in receives a state pension and company pension..

mortgage: long story short, they just mess up. The mortgage should of been paid off six years ago. Only my mum had a full time job..!!!..
i am only learning about this now as i sort out the paper work..

xylophone

Your mother can afford the mortgage repayments?