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Damaged delivery

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Hi I’m wondering if someone can help.
I brought an antique wood burner and arranged the collection for it myself the item was damaged during transit beyond repair . I have pictures from the seller before collection and  on receipt of delivery.
the delivery company offered free insurance per KG so I thought I was well covered  they have admitted liability and offered to refund the cost of the wood burner but won’t refund the carriage  So I’m still out of pocket by £120 for something I can’t use.  Is this legal and fair.
LEEANN

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