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Rent Arrears No Communication from Landlord

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Comments

  • JayRitchie
    JayRitchie Posts: 563
    Seventh Anniversary 500 Posts Name Dropper
    Forumite
    what bank are you with?  Statements take minutes to request
    This - you could sort this out in ten minutes over the phone.
  • Hi, contact the bank and you can get statements going back to up to 5 years normally. With Barclays, you could go back 6 months, but I had to pay £10 to get printed statements going back 5 years. 
  • [Deleted User]
    [Deleted User] Posts: 3,297
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Forumite
    Hi, contact the bank and you can get statements going back to up to 5 years normally. With Barclays, you could go back 6 months, but I had to pay £10 to get printed statements going back 5 years. 
    You can get them for free via a subject access request.
  • Comms69
    Comms69 Posts: 14,229
    10,000 Posts Third Anniversary Name Dropper
    Forumite

    They won’t be happy with the end result.

    It’s not a free rent period it’s a “holiday” a bit like the mortgage holiday for the landlords. The landlord agreed to add the interest onto the loan and repay the extra interest over the term or add it to the Lon and just pay more interest in the future.

    The tenants still owe the monies to the landlords as per their contract and if an agreement isn’t arranged with their landlords (in advance) they could end up with late payments, followed by a default, followed by a CCJ on their credit history/file shortly afterwards. The credit reference agencies can now ask for rent references on their files so if a landlord has not been paid it could end up on their report for future landlord credit reference checks.

    Plenty of people won’t get back into private renting or even get a mortgage (for at least 6 years) if that is their plan. 
     

    Good luck to them!

    Somehow I suspected this was a copy and paste bot.
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