Is 3DM Legal legitimate?

Hello, I've been hounded by 3DM Legal for ages and had already approached Lloyds myself over PPI and they had said I didn't have a claim. 
At one point I did tell 3DM they could act on my behalf, just to stop them calling.  However I never signed anything. 
Now they say I have a claim and I owe them their 24%.  I have received a letter from Lloyds confirming but wasn't sure it was real.  It doesn't have the usual coloured logo?  However the amount has turned up as a transfer into my account with ref PPIXXXXXXX but no other details. 
Forgive my ignorance I still don't know if this is a scam and the amount will be withdrawn after I pay 3DM Legal? 
I bank with Halifax and they are not taking calls at the moment so I am not able to check with them.
Can you please advise, so I know whether to pay the bill?  Many thanks.

Comments

  • dunstonh
    dunstonh Posts: 116,281 Forumite
    Name Dropper First Anniversary First Post Combo Breaker
    It doesn't have the usual coloured logo?

    It doesnt need to be colour.  And the fact money has turned up in your account for the same amount indicates it is authentic.

    Forgive my ignorance I still don't know if this is a scam and the amount will be withdrawn after I pay 3DM Legal? 

    You should ask 3DM Legal for a copy of your signed contract as you do not recall giving a letter of authority to them.  If they can produce one, then you pay it. If they cannot then there is no contract of employment.

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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