MOT Insurance and COVID-19 what happens now?

ukbaz

Hi - I have both a Jaguar extended warranty and Jaguar MOT cover (anything related to MOT failure covered up to £750) valid until September 2020. The Jaguar service network in the South-East where I live has closed due to coronavirus which means I cannot get an MOT done in May, when it is due. The government have put in place this six month 'grace' period, which may mean I cannot get an MOT until after the MOT insurance expires - so I'm effectively losing the protection of the MOT insurance for the next 6 months - will Jaguar or the company that issues these warranties on their behalf be responsible for extending them or will I lose out on what I've paid for?

twhitehousescat

although there is a rolling mot exemption for 6 mths , not all garages are closed , many are still open , unless you are tied to a jaguar MOT centre (?) then book car in elsewhere , you can do this upto a month before mot runs out , RUNS OUT , not extension date 

facade

Assuming that the situation has improved by them, just book an MOT in August whilst your insurance is still valid.  The Government have extended the validity of MOTs, they are not preventing you getting one, although you will lose some of the "free" months.

Car_54

twhitehousescat said:

although there is a rolling mot exemption for 6 mths , not all garages are closed , many are still open , unless you are tied to a jaguar MOT centre (?) then book car in elsewhere , you can do this upto a month before mot runs out , RUNS OUT , not extension date 

You can have an MOT done at any time.

clive764

So, with this this MOT extension, after the MOT is done, whenever, is it valid for 1 year or does the MOT revert to its orginal timescale next year when things are hopefully back to normal e.g. if a MOT is due in June 2020 but isn't done until September 2020, is the MOT valid until September 2021 or only until June 2021??

facade

Some people are arguing about this, but I can't see any reason for an MOT to not be valid for 1 full year from the date of test, like it is now. Anything else would be too complicated for this lot to make work, so you have a freebie.

I don't as I had mine done on the day they finally decided to set the exemption, and it doesn't expire until 9 April 2021, soI miss out, as the rolling exemption was stated as "for 1 year" so from 1st April 2020 to 31st March 2021 should get 3 months added to their expiry date.

clive764

facade said:

Some people are arguing about this, but I can't see any reason for an MOT to not be valid for 1 full year from the date of test, like it is now. Anything else would be too complicated for this lot to make work, so you have a freebie.

I don't as I had mine done on the day they finally decided to set the exemption, and it doesn't expire until 9 April 2021, soI miss out, as the rolling exemption was stated as "for 1 year" so from 1st April 2020 to 31st March 2021 should get 3 months added to their expiry date.

What does the derogatory "for this lot" mean??? This is a consumer forum, not a political one.

The "complication" is that the MOT date is based on the first registration date, not when the MOT was conducted. So your argument is invalid in that it is much more complicated to detach and separate the MOT due date from the first registration date.

Thank you for being no help with your "opinion" rather than fact.

[Deleted User]

ukbaz said:

Hi - I have both a Jaguar extended warranty and Jaguar MOT cover (anything related to MOT failure covered up to £750) valid until September 2020. The Jaguar service network in the South-East where I live has closed due to coronavirus which means I cannot get an MOT done in May, when it is due. The government have put in place this six month 'grace' period, which may mean I cannot get an MOT until after the MOT insurance expires - so I'm effectively losing the protection of the MOT insurance for the next 6 months - will Jaguar or the company that issues these warranties on their behalf be responsible for extending them or will I lose out on what I've paid for?

Ask Jaguar to extend your cover if they have not reopened by September if your worried. I'm sure somebody will answer your email. Not rocket science.

neilmcl

clive764 said:

facade said:

Some people are arguing about this, but I can't see any reason for an MOT to not be valid for 1 full year from the date of test, like it is now. Anything else would be too complicated for this lot to make work, so you have a freebie.

I don't as I had mine done on the day they finally decided to set the exemption, and it doesn't expire until 9 April 2021, soI miss out, as the rolling exemption was stated as "for 1 year" so from 1st April 2020 to 31st March 2021 should get 3 months added to their expiry date.

What does the derogatory "for this lot" mean??? This is a consumer forum, not a political one.

The "complication" is that the MOT date is based on the first registration date, not when the MOT was conducted. So your argument is invalid in that it is much more complicated to detach and separate the MOT due date from the first registration date.

Thank you for being no help with your "opinion" rather than fact.

The first MOT is based on the date of registration but subsequent MOTs are always based on 12 month anniversary of the last test. Nothing complicated about that.

Car_54

clive764 said:

The "complication" is that the MOT date is based on the first registration date, not when the MOT was conducted. So your argument is invalid in that it is much more complicated to detach and separate the MOT due date from the first registration date.

Thank you for being no help with your "opinion" rather than fact.

Wrong. The registration date only determines when the first MOT is due, not any subsequent tests.

clive764

neilmcl said:

clive764 said:

facade said:

Some people are arguing about this, but I can't see any reason for an MOT to not be valid for 1 full year from the date of test, like it is now. Anything else would be too complicated for this lot to make work, so you have a freebie.

I don't as I had mine done on the day they finally decided to set the exemption, and it doesn't expire until 9 April 2021, soI miss out, as the rolling exemption was stated as "for 1 year" so from 1st April 2020 to 31st March 2021 should get 3 months added to their expiry date.

What does the derogatory "for this lot" mean??? This is a consumer forum, not a political one.

The "complication" is that the MOT date is based on the first registration date, not when the MOT was conducted. So your argument is invalid in that it is much more complicated to detach and separate the MOT due date from the first registration date.

Thank you for being no help with your "opinion" rather than fact.

The first MOT is based on the date of registration but subsequent MOTs are always based on 12 month anniversary of the last test. Nothing complicated about that.

Having worked for the DVLA on their systems the MOT due date in based on the first registration date, not the month before window that a MOT can take place.