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Balance due for Cruise in July / Renewal of annual insurance

KD
KD Posts: 98 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 19 May 2025 at 4:41PM in Coronavirus Board
I booked a cruise to the Baltic last September for the family and the balance is to be paid on 12th April (about £7K). I've read the posts and understand the advice is to pay the balance. I have specialist medical insurance which I purchase annually, It will renew in 22 April. Will this be classed as a new policy which might not cover Coronavirus? I'm concerned that if things continue into July my travel insurance wont cover? 
Often daunted, never defeated!

Comments

  • Neil49
    Neil49 Posts: 3,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Continuous cover should apply, so existing bookings that were made before Coronavirus became a pandemic (such as yours booked last September) should continue to be covered however, new bookings would not benefit as it is now a known risk.

    I have an annual policy and received a message some weeks ago confirming that fact. 

    Just make sure that when it comes to paying for the next 12 months cover that the policy is treated as a renewal and not a new one. 

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