Should I accept first offer

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Newbie
I recently received a letter informing me that I had been successful in reclaiming PPI on a NatWest loan. My question is- should one always accept the first offer received?
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it's spelt d-e-f-i-n-i-t-e-l-y
there - 'in or at that place'
their - 'owned by them'
they're - 'they are'
it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)