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not sure if i can reclaim credit card interest

i got into debt with my credit cards so i voluntarily negotiated a monthly payment that suited everyone but they added loads of interest the month before the reduced payments began that was april this year. Ive cleared all of my credit cards now but im not sure if i can still make a claim.

Comments

  • Smasher
    Smasher Posts: 440 Forumite
    Well it depends. Did they apply any late payment charges & overlimit charges to your account?
    If so, then yes you can reclaim all the interest they charged you because this interest also became part of the penalty.
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