Redundancy not because of Coronavirus

My wife is going to be made redundant tomorrow but not because of the Coronavirus. The consultation period was only started 4 weeks ago so before everything kicked of Coronavirus.

She has only been with company for 19 months so doesn't qualify for any redundancy payout. However the company have given her another months salary as a gesture of good will on top of her final months salary.  

She has been for a couple of interviews however due to Coronavirus everything is now on hold.  It seems almost all companies have suspended recruitment and therefore she is unable to secure a mew role and an income. We have asked about being furloughed however from reading the advice that is out there this only applies to people who are being made redundant because of Coronavirus so that is not an option for her. The company have also confirmed this.

At the end of May,  if she has not been able to start a new job, we will be unable to pay the mortgage or the bills. There has been a lot said about the mortgage holiday, however all information I can find suggests once again this is only permitted if you are out of work because of the virus. will we still qualify for this? Will be able to claim universal credit which is something we don't want to do.
It seems all the help is for people who out of work because of Coronavirus, and not for people who cannot secure work because of Coronavirus.

Any help would be gratefully received as we are not sure where to turn.


Comments

  • lincroft1710
    lincroft1710 Posts: 17,453
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    Check on the Benefits Board to see if your wife would  be eligible for UC
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • daveyjp
    daveyjp Posts: 12,385
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    I don't know why you wouldn't want to claim what you are entitled to, but if UC isn't an option she should be eligible for unemployment benefit.
  • Technically, your wife would be out of work as a result of coronavirus: namely, not being able to secure further employment so I would apply for a mortgage holiday if that applies to you - speak with your mortgage provider.
    I would see what benefits you're entitled to as well.
    Lawyer in training, but I am not legally qualified yet.
  • Contact mortgage provider asap and see if you can set up the mortgage payment holiday.  They would rather a client communicated with them instead of going radio silence.
  • lincroft1710
    lincroft1710 Posts: 17,453
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    forsyth04 said:
    On 21 March I was told by my HR Manager that my post wasn’t longer required and I was being released. I was advised that this was nothing to do with the Coronavirus and was not entitled to any government funding. I was also told that the restructure had taken place in 2019 but that the HR Manager stated she was told by the Ops Director to tell me on 21 March - probably the worst possible time!  No-one in the office were aware of a restructure.

    I am not eligible for redundancy as have only been in post for 18 months. 

    I was advised my last day would be 31 March but I’d be paid until 23 April. I asked if they could re-employ me and put me on furlough but they said it would be fraud on their part if they did and that my post was no longer in the structure. 

    Can anyone offer any advice? 
    Apart from it would have been better if you had started your own thread, look at the Benefits Board for advice as to which benefits you can claim for. 
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • Hi
    My husband was made redundant on 3 April, the company has gone into liquidation, therefore unable to claim furlough.
    He was given no notice period and paid up until that day. 
    Any advice regarding any financial help? We have successfully applied for a mortgage break but not sure what else is available. 
    Any help is appreciated.
    Thanks
    Linds 
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