Can I claim Universal Credit?

KatrinaWaves

Weirdly only 6 days ago you didn’t even have £5000! Please tell us all how you got £165k in under a week!

https://forums.moneysavingexpert.com/discussion/6123079/debt-collectors-letter-help#latest

Frogletina

JulieClot said:

Hello.
I've been saving up to buy an apartment. I've got around £170k in the bank.
This money was going to be used to buy a 1 bed apartment outright, no mortgage.

But, my argument is that this money isn't savings. It's to buy a property.
If I bought the property now, I'd have only a few grand left over.
This means I'd be under the £16k savings limit for UC.

So, my argument is that, although i've got over £16k in the bank, this money isn't classed as savings, it's to buy an essential purchase, a property. So, I actually have little to no savings.

Does this mean I can apply for UC?

According to a previous post, the apartment you want to buy isn't even for you, but your son. Not sure how you can class that as an essential purchase.

poppy12345

The same person that thought the government lifted the £16,000 savings limit https://forums.moneysavingexpert.com/discussion/6122397/am-i-entitled-to-uc#latest

OP your other threads state you were/are self employed, if this is correct then you won't be able to claim New style JSA.

calcotti

poppy12345 said:

The same person that thought the government lifted the £16,000 savings limit https://forums.moneysavingexpert.com/discussion/6122397/am-i-entitled-to-uc#latest

OP your other threads state you were/are self employed, if this is correct then you won't be able to claim New style JSA. 

They also say they are a full time student

[Deleted User]

 Got to be a troll 

tomtom256

_shel, that pic made me laugh and spit my coffee out, just the lift I needed today,so thank you.

sassy_one

Troll or dreamer.
Either way, unlikely to be real given the users previous posts.