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Breakup - sell or be brought out? Help!

noscrubs101 · 2020-03-28 06:48:00

Hi there, I'm looking for some thoughts/advice before I take the best step of getting legal advice. My ex and I have broken up after 2 years of owning a house together, we paid £365k and he put down a deposit of £95k and I put down £5k. I've now moved out the property and he is keen to continue living there but can't…

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Mutton_Geoff Posts: 4,021 Forumite

29 March 2020 at 5:50PM

noscrubs101 said:

Can someone correct me if I'm wrong here.... If I stayed on the mortgage for 2 years and then we sell it (with a lodger paying my half of the mortgage for that two years) then surely I'll get more money from the sale than I would now as there will be 24 payments less to pay back on the mortgage?

Assuming that the house value doesn't drop that is.

You don't have "half a mortgage", you are both "jointly and severally" liable for 100% of it. Two years is a long time to be risking your money. I would get out asap.

Signature on holiday for two weeks
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