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Paying in instalments: Should I canncel holiday?

Blue_sky101
Blue_sky101 Posts: 55 Forumite
Seventh Anniversary 10 Posts Name Dropper
edited 19 May 2025 at 4:40PM in Coronavirus Board
Due to travel to Portugal on 10th April and booked through Loveholidays, flying with Ryanair.

paying in instalments, last payment due to come out tomorrow. Both LH and RA have emailed me to confirm it will not be going ahead and RA have said I should change my dates.

Ive read T&Cs on travel insurance, ‘prohibitive restrictions by any government is not covered’. 

With a lot of people now being denied refunds, if I cancel the booking or cancel the card the payment is due to be taken from, where do I stand?

As a last resort I’m hoping to claim from my credit card company.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 24 March 2020 at 11:33AM
    Ask LH whether you need to make the payment to get a refund or voucher.

    If you cancel the card, the payment will still go through via the pre-authorisation, but you will have no card to use for other purchases.  The card is just a payment method, not the holiday contract.
  • Westin
    Westin Posts: 6,478 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    You may wish to read the MSE Covid19 Travel guide as information is covered there.
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