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Cancellation Refund Clarity

highwood1
highwood1 Posts: 2 Newbie
First Post
edited 19 May 2025 at 3:40PM in Coronavirus Board
I have a booked all inclusive holiday for week to Spain commencing 4th April via On the Beach, paid £1600 in full by Debit Card in late January. Package price includes hotel flights and optional transfers and luggage .
Separate seat booking (about £50) paid by debit card to Ryanair.
Travel insurance (incl health , Cancelation etc purchased via Sainsbury’s, debit card again,  Approx £120.
on the Beach have confirmed holiday canc. due to FOC warning.

Ryanair have confirmed outward flight cancellation and offered refund or rebook, refund requested. Return flight probably dealt with later.
Holding email from OTB and Sainsbury’s insurers.
WHO FROM and FOR WHAT do I claim refunds?
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