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Accepted Amex. Can you change card type?
adamp87
Posts: 905 Forumite
in Credit cards
I was approved with a decent limit for a new American Express Card but don’t think I’ll get anywhere near the spending limits to justify the annual fee. I’ve tried calling today to be on hold for 10 minutes to no answer.
Is it possible to change the card type or is that a new application needed?
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You can change, as long as you meet the criteria0
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I recently got a new account and I wanted to change what card i , but they said it had to be a change within the same family group of cards (Membership rewards, Avios or cashback) otherwise it would result in a new application.0
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Depends on the card type.What did you apply for?0
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I ended up with the BA Plus but im guessing I could only change to the basic BA? I can’t get through to anyone on the phone and the cards due in the post currently0
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The new card team should be able to help0
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Yes you can downgrade to the blue card - but I believe you have to have had the card for a certain period before you can change it.
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Thanks for the posts guys.
called them today. They at the moment could only offer to cancel the card and apply again in 3 months. Just gonna take the hit for now see how the card goes.
hopefully before the years over I can get a better one being a customer with them0 -
Exercise your right to cancel it within the 14 day cooling off period rather than just outright "cancelling" or "closing" it.adamp87 said:Thanks for the posts guys.
called them today. They at the moment could only offer to cancel the card and apply again in 3 months. Just gonna take the hit for now see how the card goes.
hopefully before the years over I can get a better one being a customer with them
Or just stick with it and see how you get on.0 -
By the way guys... How do you apply for Amex CC? Don't they have an online application? I decided to apply and the only thing I was able to do with the website was to open a pdf file with application form that needs to be printed out and sent to them. At least that's what it looks like. There were no other instructions.
EPICA - the best symphonic metal band in the world !0 -
Its an electronic application with a normally instant decision. At least it was when I applied for the 2 Amex's I have in the last 2 years. You click the Apply Now button the card you want then up pops a screen with PDF documents down the right hand side and you click the green 'Get Started' button at the bottom.Alex9384 said:By the way guys... How do you apply for Amex CC? Don't they have an online application? I decided to apply and the only thing I was able to do with the website was to open a pdf file with application form that needs to be printed out and sent to them. At least that's what it looks like. There were no other instructions.0
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