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Basic question about First Direct balances in app
sturgeon
Posts: 396 Forumite
Hi everyone,
Really basic question about First Direct, I'd call them but the phone lines are heavily engaged. All I want to know is the difference between my 'available balance' and the above balance is. It says £484.84 available, £954.84 above-what's the £954? Is it including £500 overdraft as I thought they removed this from any 'balances' recently. It also says there are no pending transactions, which is not true, I know I made various outgoing and incoming transactions over the weekend and expect my balance to be at least a few hundred up when these are reflected.
Really basic question about First Direct, I'd call them but the phone lines are heavily engaged. All I want to know is the difference between my 'available balance' and the above balance is. It says £484.84 available, £954.84 above-what's the £954? Is it including £500 overdraft as I thought they removed this from any 'balances' recently. It also says there are no pending transactions, which is not true, I know I made various outgoing and incoming transactions over the weekend and expect my balance to be at least a few hundred up when these are reflected.
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Comments
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Not all pending transactions show up in the app, so the difference of £400+ is likely to be down to these. The overdraft is no longer taken into account on any balance displayed.0
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Great, thank you.1
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