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Contactless payments - possible to increase to £100 in Grocery Shops?

I'm not sure if the technology allows - but could banks increase the contact less card limit to say £100 in grocery shops to remove possibly millions of high-contact points over the coming months?
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Comments

  • Lorian
    Lorian Posts: 6,670 Forumite
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    edited 22 March 2020 at 12:03PM
    Seems the dutch have already done it.
    https://www.finextra.com/newsarticle/35493/dutch-banks-raise-contactless-limits-for-pin-entry

    If any staff see this are you able to bring it to the attention of someone who might help get this done?
  • mwarby
    mwarby Posts: 2,060 Forumite
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    There's an argument that having a max spend of £30 regardless of payment type, would actually help to slow the panic buying. Maybe once a sense of normality in terms of volume of food gets back to normal it would be a good idea
  • Jeremy535897
    Jeremy535897 Posts: 10,813 Forumite
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    You cannot enforce a £30 limit on NHS workers who will be lucky to have time to do one shop a week.
  • mwarby
    mwarby Posts: 2,060 Forumite
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    With all rules there has to be some common sense and exceptions
  • Jeremy535897
    Jeremy535897 Posts: 10,813 Forumite
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    In times like this it is my experience that rules are applied rigidly, with neither common sense nor exceptions (eg it is OK to buy two 1kg bags of flour, but not three 0.5kg bags of the same flour).
  • glennevis
    glennevis Posts: 798 Forumite
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    edited 22 March 2020 at 1:19PM
    Why change the rule? If your shop is over £30 then you have to insert your card and enter the pin. If you're worried about touching the machine, wear gloves.
    Not difficult, unless it's not your card of course. Which is why the limit is in place.
  • Jeremy535897
    Jeremy535897 Posts: 10,813 Forumite
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    Because 500+ people have probably touched the keypad on the card machine before you did, and coronavirus can live on such surfaces for a long time. With contactless you touch nothing but your own card.
  • neilmcl
    neilmcl Posts: 19,460 Forumite
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    Because 500+ people have probably touched the keypad on the card machine before you did, and coronavirus can live on such surfaces for a long time. With contactless you touch nothing but your own card.

    So what about your basket/trolley, self-checkout touchpad and the many other things you'll no doubt touch during your trip out. The only defence is to regularly, and thoroughly wash your hands.
  • Jeremy535897
    Jeremy535897 Posts: 10,813 Forumite
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    It's all about managing the risk. Yes you have to touch the trolley etc, but remove any unnecessary contact like the card machine keypad. At present you can only do that for a £30 shop.
  • Undervalued
    Undervalued Posts: 9,886 Forumite
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    mwarby said:
    There's an argument that having a max spend of £30 regardless of payment type, would actually help to slow the panic buying. Maybe once a sense of normality in terms of volume of food gets back to normal it would be a good idea
    The trouble is it is two edged.

    If that person genuinely needs £90 worth of goods he then has to make three visits (or visit three shops) which is increasing the risk of spreading the virus.
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