We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Had a really bad year, SOA, please be gentle

124

Comments

  • EimearF
    EimearF Posts: 203 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Thankyou all. I was so upset when I read the PIP letter. There's a number of inaccuracies that have clearly prohibited me from scoring points where I believe I should have. Another major issue is that I've been assessed on several aspects on how I came across on that day, when a major part of my mental health is that my mood fluctuates from hour to hour, and day to day quite extremely, and therefore affects many different aspects of my life. I have major panic attacks and barely go out on my own, certainly never alone to an unfamiliar place. I explained I was anxious that day, yet apparently that doesn't matter because I presented as calm, and they decided I can do activities most of the time that I certain cannot. The frustration is immense. 
    The system is ridiculous they are acting as if someone how has been on a two week assessment course can assess you better than a doctor who sees you regularly and has already said you cant work! 
    A former nurse saw my mother in law and she was treated fairly but it seems luck of the draw :angry:
    Light Bulb Moment 13/09/17: Non- Mortgage Debt £42295; 01/04/19: £13645; 01/10/19: £9707; 01/11/19: £5525; 14/01/20: £883
    27/01/20: DEBT FREE!!!

    Mortgage Free Wannabee: £58595 to pay by August 2025
  • honeybee1234
    honeybee1234 Posts: 225 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    EimearF said:
    Thankyou all. I was so upset when I read the PIP letter. There's a number of inaccuracies that have clearly prohibited me from scoring points where I believe I should have. Another major issue is that I've been assessed on several aspects on how I came across on that day, when a major part of my mental health is that my mood fluctuates from hour to hour, and day to day quite extremely, and therefore affects many different aspects of my life. I have major panic attacks and barely go out on my own, certainly never alone to an unfamiliar place. I explained I was anxious that day, yet apparently that doesn't matter because I presented as calm, and they decided I can do activities most of the time that I certain cannot. The frustration is immense. 
    The system is ridiculous they are acting as if someone how has been on a two week assessment course can assess you better than a doctor who sees you regularly and has already said you cant work! 
    A former nurse saw my mother in law and she was treated fairly but it seems luck of the draw :angry:
    Agree. I honestly believe a letter from my psychiatrist could make a huge difference as she knows me well, particularly surrounding aspects of the PIP assessment. She'd definitely raise an eyebrow at the statement "you are compliant with your medications" ☺️ Sorry as I know that sounds flippant but I outlined this at assessment and it says it in one of my psych letters, I have great difficulty adhering to meds and need support, we've spent chunks of appointments trying to sort out my meds, she calls me to check how I'm doing with new meds... Yet I'm "compliant". No. So much no.

    I think it's hard for someone who doesn't know me or the specific mental health issues I have to comprehend why certain things are an issue.

    It's good your mother in law had a good experience, I'm pleased she was all right with her assessment 🙂
  • ryanm8655
    ryanm8655 Posts: 1,232 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to hear you’re having such a tough time but well done for coming here and seeking to do something about it.

    You’ve received lots of great advice so I won’t weigh in too much but will be following.

    Is the car in your name or your ex partners? Should they not be paying for the kids mobile phones?

    You seem like a good hearted person but I also get the impression people take advantage. You need to focus on yourself rather than helping out others who don’t seem to help you that much.

    Sorry to hear about the break up and the PIP outcome. 

    August 2019: £28.8k

    November 2020: £0 (0% interest)

    My debt free diary: https://forums.moneysavingexpert.com/discussion/comment/77330320#Comment_77330320


  • EimearF
    EimearF Posts: 203 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Agree. I honestly believe a letter from my psychiatrist could make a huge difference as she knows me well, particularly surrounding aspects of the PIP assessment. She'd definitely raise an eyebrow at the statement "you are compliant with your medications" ☺️ Sorry as I know that sounds flippant but I outlined this at assessment and it says it in one of my psych letters, I have great difficulty adhering to meds and need support, we've spent chunks of appointments trying to sort out my meds, she calls me to check how I'm doing with new meds... Yet I'm "compliant". No. So much no.

    I think it's hard for someone who doesn't know me or the specific mental health issues I have to comprehend why certain things are an issue.

    It's good your mother in law had a good experience, I'm pleased she was all right with her assessment 🙂
    Hopefully your psychologist can help you with your appeal. As I said success rates are very high on appeal so dont lose hope.  
    Its such a  stressful process. My mother in law was so stressed it made her back issues worse and she was actually bed bound completely when they came. 
    Light Bulb Moment 13/09/17: Non- Mortgage Debt £42295; 01/04/19: £13645; 01/10/19: £9707; 01/11/19: £5525; 14/01/20: £883
    27/01/20: DEBT FREE!!!

    Mortgage Free Wannabee: £58595 to pay by August 2025
  • honeybee1234
    honeybee1234 Posts: 225 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    ryanm8655 said:
    Sorry to hear you’re having such a tough time but well done for coming here and seeking to do something about it.

    You’ve received lots of great advice so I won’t weigh in too much but will be following.

    Is the car in your name or your ex partners? Should they not be paying for the kids mobile phones?

    You seem like a good hearted person but I also get the impression people take advantage. You need to focus on yourself rather than helping out others who don’t seem to help you that much.

    Sorry to hear about the break up and the PIP outcome. 
    The car is in my ex's name.

    I only pay for one of the children's phones. It was my present for Christmas, the phone is bought outright, it's a pay monthly SIM. They're at the age we agreed they could have a phone, and as I'm not with them, I wanted them to have the phone so I can contact them directly. 

    You're completely correct by the way ☺️ It's been a lifelong issue. I'm way too nice. It's contributed massively to my mental health issues. I'm focusing on me now - I have to. 
  • honeybee1234
    honeybee1234 Posts: 225 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    EimearF said:
    Agree. I honestly believe a letter from my psychiatrist could make a huge difference as she knows me well, particularly surrounding aspects of the PIP assessment. She'd definitely raise an eyebrow at the statement "you are compliant with your medications" ☺️ Sorry as I know that sounds flippant but I outlined this at assessment and it says it in one of my psych letters, I have great difficulty adhering to meds and need support, we've spent chunks of appointments trying to sort out my meds, she calls me to check how I'm doing with new meds... Yet I'm "compliant". No. So much no.

    I think it's hard for someone who doesn't know me or the specific mental health issues I have to comprehend why certain things are an issue.

    It's good your mother in law had a good experience, I'm pleased she was all right with her assessment 🙂
    Hopefully your psychologist can help you with your appeal. As I said success rates are very high on appeal so dont lose hope.  
    Its such a  stressful process. My mother in law was so stressed it made her back issues worse and she was actually bed bound completely when they came. 
    I'm so stressed about it. 
  • EimearF
    EimearF Posts: 203 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    @honeybee1234 its such a bad time to try and get anything sorted. I really feel for you, its such a stressful time as it is nevermind the extra things you have to deal with. *Hugs* 
    Focus on paying for food, utilities, rent, and your car. Everything else can wait right now.  
    Light Bulb Moment 13/09/17: Non- Mortgage Debt £42295; 01/04/19: £13645; 01/10/19: £9707; 01/11/19: £5525; 14/01/20: £883
    27/01/20: DEBT FREE!!!

    Mortgage Free Wannabee: £58595 to pay by August 2025
  • honeybee1234
    honeybee1234 Posts: 225 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    EimearF said:
    @honeybee1234 its such a bad time to try and get anything sorted. I really feel for you, its such a stressful time as it is nevermind the extra things you have to deal with. *Hugs* 
    Focus on paying for food, utilities, rent, and your car. Everything else can wait right now.  
    EimearF, this has been my priority. I'm around £153 short this month after some playing around with my figures. This is with a modest amount for food and a token amount of petrol. Nearly all of my bills have come out now bar my Virgin, who I realised after everything else I have been dealing with, haven't responded after I messaged them so that's on my list of things to do. My only thought is to extend my overdraft to cover everything. It's 3.45am and I'm very tired so I hope this sounds logical! 🤔 

    It's now the smaller debt payments that are due in a couple of weeks, the ones I haven't negotiated about.

    My now-ex has been in contact a lot today just to chat. That was fine but we had an argument in the evening. He was pretty insensitive and nasty, then claiming I'm twisting things. It's what he does, says nasty things then says it's me that's twisting things, I'm being too sensitive, that's not what he said, he meant it in a different way, etc, etc. He then tells mutual friends/people that I'm manipulative, and blocks me on everything until he decides I'm worthy of talking to again. It seems like he thinks now we're not together he can say what he wants and not get called out on it because we're "just friends now." It's his continuation of months of emotional abuse and whilst I hate the conflict, I'm pleased he's blocked me so I don't have to deal with his issues 😔

    The crisis team have been really supportive while I'm struggling. I'm so thankful for their help 🙂
  • ryanm8655
    ryanm8655 Posts: 1,232 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ryanm8655 said:
    Sorry to hear you’re having such a tough time but well done for coming here and seeking to do something about it.

    You’ve received lots of great advice so I won’t weigh in too much but will be following.

    Is the car in your name or your ex partners? Should they not be paying for the kids mobile phones?

    You seem like a good hearted person but I also get the impression people take advantage. You need to focus on yourself rather than helping out others who don’t seem to help you that much.

    Sorry to hear about the break up and the PIP outcome. 
    The car is in my ex's name.

    I only pay for one of the children's phones. It was my present for Christmas, the phone is bought outright, it's a pay monthly SIM. They're at the age we agreed they could have a phone, and as I'm not with them, I wanted them to have the phone so I can contact them directly. 

    You're completely correct by the way ☺️ It's been a lifelong issue. I'm way too nice. It's contributed massively to my mental health issues. I'm focusing on me now - I have to. 
    Re: the car - is it not his debt then? 
    Re: the phone that's fair enough. Assume your partner is unwilling to pay?
    While it's difficult cutting ties with an ex when you have kids, I certainly wouldn't be acting as their emotional crux/someone to abuse over the phone. But I'm sure you know this. I get the impression they've been controlling and abusive in the past and that's why you've left, so don't allow them to continue to do that where it can be avoided.
    Did you supply your GP/Psychiatrists details on the PIP forms? It's really important that you are assessed based on your worst, so always answer questions based on that. 

    August 2019: £28.8k

    November 2020: £0 (0% interest)

    My debt free diary: https://forums.moneysavingexpert.com/discussion/comment/77330320#Comment_77330320


This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.