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Self employed...sort of!

My husband and I are in a possibly unique position. We are winding up our Ltd company at the end of March as his contract is ending.  The plan was then to form a self employed partnership in the new financial year, as we were hoping he would still pick up bits of work, and I would still be able to earn from my part time efforts.  It looks like our work will dry up though, and I think I may be asked to self isolate for 12 weeks.  
Are we entitled to anything at all?  I’m thinking we might both be able to claim contribution based ESA?  Does that sound about right.  It’s not a huge amount, but it would make all the difference. We couldn’t claim universal credit as we have savings.
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Comments

  • justwhat
    justwhat Posts: 724 Forumite
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    edited 21 March 2020 at 10:34AM
    salary yourself from the ltd. The .gov will pay 80% of salary (unless i have misread.)
    SE partnership you will get nothing if you have over 16k savings
    i think you need to be sick to get esa
  • Duggo
    Duggo Posts: 77 Forumite
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    Oh, that’s not good.   Didn’t really want to keep the Ltd company going next year.   Do you not get esa if you have been advised to self isolate for 12 weeks?
  • pmlindyloo
    pmlindyloo Posts: 13,104 Forumite
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    Why have you been advised to self isolate?
  • justwhat
    justwhat Posts: 724 Forumite
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    edited 21 March 2020 at 10:53AM
    depends how you were previously paid by your LTD. (you may need to see your accountant)
    ESA think 12 weeks was for vulnerable people?
  • Duggo
    Duggo Posts: 77 Forumite
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    I think 12 week self isolation is recommended for anyone entitled to the nhs flu jab, which I am.
  • justwhat
    justwhat Posts: 724 Forumite
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    Should be good then
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 21 March 2020 at 11:12AM
    Duggo said:
    Oh, that’s not good.   Didn’t really want to keep the Ltd company going next year.   Do you not get esa if you have been advised to self isolate for 12 weeks?
    I don't think so. You are only treated as sick if ill or self isolating. I think 12 week periods are described as social distancing and the term is not interchangeable with self isolation. 

    Have a look at whether you may be entitled to Universal Credit. You will be excluded if you have savings over £16,000.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • Duggo
    Duggo Posts: 77 Forumite
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    Ok, so there really isn’t much help for self employed with savings then.
  • justwhat
    justwhat Posts: 724 Forumite
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    At moment...not much help. if you are in retail/hospitality etc and you have pay/get rates relief you may get a grant.

  • 12 week self isolation is recommended for anyone entitled to the nhs flu jab
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