Paying Household bills by credit card

HendersonHall

I currently pay all my household bills by direct debit and clear my credit card balance on a monthly basis. Due to loss of earnings I am now facing a situation where I may not have enough in my current account to cover these bills next month. I was thinking of paying the bills with the credit card and reducing my credit card payments to the minimum monthly payment, or taking out an additional card. In terms of overall fees and my credit rating, would this be a good idea, or would I be better off trying for an overdraft or loan from my bank instead ?

[Deleted User]

If you can get a 0% purchases card AND the utility provider accepts cards, then it could be a short term measure.

In general though, borrowing for the essentials is a terrible idea.  Better to negotiate payment plans.

sourcrates

Agree with post above, utilities/suppliers/creditors will be well aware of the difficulties with payments some people may have going forward, much better to agree repayment terms that are affordable, instead of using credit, you will not be the only one, this situation is likely to affect almost everyone in some way or another.

2e0arr

If you are struggling with your debit card debts will you be able to pay your credit card debts eventually ?