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credit card instead of travel insurance?

Hi all I have booked flights for Spain for the last 2 weeks in August.  Hopefully the Covid crisis will be over by then and I can fly. I didn't take out travel insurance at the time and it is too late now. If my flights are cancelled am I covered by Credit Card Protection? I think the relevant rules are Section 75 of the Consumer Credit Act...

Comments

  • jimbo26
    jimbo26 Posts: 954 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Yes, if the flights are cancelled by the airline. If you cancel then no.
  • hpg57
    hpg57 Posts: 21 Forumite
    Fifth Anniversary 10 Posts
    That's good to know. Thanks
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    If your flights are cancelled by the airline they will offer you refund/rebooking. Only if they fail to do so would you need your card's S75 or chargeback provision.
    Evolution, not revolution
  • born_again
    born_again Posts: 22,141 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Do not ever think that credit card regulations are a substitute for travel insurance..
    Life in the slow lane
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