Can I get a mortgage payer evicted and can I sue them? (noisy neighbour)

diggingdude

Hadit said:

Both of us have mortgages. I have never understood people telling victims to simply "move" any time their neighbour causes a problem. I have also found out that if you mention the noise to any authority, it gets put on YOUR record, the VICTIM, and you MUST DISCLOSE it when trying to move. Which means your only option is to flee the tiniest bit of noise or put up with it AND put up with it until you can manage to move and find somewhere suitable, then leave it to face your new unsuspecting neighbour. Who will then go through the exact same thing.

I did a little bit of research and thought if I asked the land registry for the land owner details I could find the home owner that way as I want to look into either getting the neighbour evicted or suing the person who is enabling them to live here and act in this way, as well as the fact I am considering suing the neighbour themselves. However the main problem is the lack of apparent responsibility and anyone to tell.

I am not really interested in the council even though they can apparently get involved. I assume that they are breaking some rule by making our lives a misery and at the least think that I should at least inform the home owner / mortgage provider so that they can give a warning. I also want to hold them responsible legally but am trying to represent myself. 

I am aware this is not the way it is done, but I aim to change unfair situations and set precedents.

The land registry just returned the house price and said I can spend £3 to get a "title sheet and title plans" but I don't think that's what I need. I was asked if I was willing to pay for the details and the choices were yes or no. I said no as I wasn't going to enter into any contract yet (it was supposed to be about £20) and figured that I would get a further opportunity which is what is probably happening now. But maybe there is information missing. I don't see why I can be charged £20 just because from what I gather, they say their files are stored offline??? Anyway... 

I will probably ask for more help later regarding suing the neighbour but first I need to try to find a way to access someone "above" them if you will, to follow my bigger / other plan. I do not think it's fair that victims suffer and hopefully the law will be changed not just to deal with noisy neighbours properly and under harassment law, which is what it is, but also as I said to have a black mark on the perpetrators not the victim. I think they should be warned and lose their mortgage / be forced to move as a renter would with a landlord, and also that they struggle to find anywhere to live as they are known as a bad neighbour that nobody wants to go near/let move in/give a mortgage to, as opposed to the current situation where I would be left stigmatised and nobody wants to move into my house next to them while they relax and bother everyone. 

Thanks. Hopefully people can control themselves from irrelevant and judgemental comments that will no doubt attack me. You don't have to agree with me, it's my life and what I want to do, so please respect that and just answer or assist how and if you can. Or keep quiet. 

You sound delightful (No you can't keep me quiet).  Without your last paragraph i wouldn't have felt the need to post that

babyblade41

I think some people need to look inside themselves a little.  I don't live in a street but neighbours dotted around here and there , I have 6 dogs that bark sometimes and bloody annoy me .
My nearest neighbours haven't exactly complained but I know they must tut now and again, so at Xmas I took them a bottle of wine and a little note to apologise if their peace has been interrupted at times , and the other day took them some fresh eggs from my ducks as there aren't many available at times .
Communication is the best way forward , not derisory comments . you have to live next door to eat other so be the better person if that is at all possible 

[Deleted User]

A mortgage lender is not going to and cannot evict someone from their home over a neighbour dispute.  Your neighbour's mortgage lender isn't even going to entertain speaking with you on the matter.

I have encountered a few noisy neighbours in my time and I have found knocking on the door and explaining to them that their music or television is too loud.  This usually does the trick.  Only once have I had to get the council involved and yes I was a home owner so my choices were to move and risk getting another noisy neighbour since I couldn't afford a detached property in the area, put up and shut up, do something about it.  I went from three and used the channels available to me to deal with the issue.  The cherry on top was pointing out that my neighbour didn't live alone to the council so it looks as if she had been claiming a discount on council tax, naughty naughty.  My neighbour was dealt with and I didn't hear a peep out of her or her OH until I eventually sold the property.  Yes I declared the dispute but as it had been dealt with it wasn't an issue.

RelievedSheff

Having lived with noisy neighbours and having to put up with them for 12 years due to not being able to sell the house through negative equity, I can have some sympathy for the OP and looking for ways to deal with the problem.

Ultimately though you either go through the available channels at the local authority or you move. The mortgage lender is not going to do anything to help you. All they want to make sure is that the owner pays their mortgage.

The best thing we did was to move last year and this time it is a detached house. It is only when we moved that we realised just what an effect the neighbours had had on our lives.