Car insurance written off,and paid settlement. Can we keep the boot spare wheel before they collect?

DoaM

Now you're just taking the pee ........

frayedknot

No , but don't forget to take your favourite CD out of it.

mcpitman

Danny_G said:

Cheers everyone.
How about the stereo, which is a default car stereo,  can we remove and keep that too ?

Depends on car, probably coded to the ECU and if you don't divorce it from current ECU will be no more use than a brick in the next car.

On a serious note, I would not take anything that is fitted or boiled to the car, spare wheel you may get away with.

treeroy

You can safely remove any loose item that's within the car. Spare wheel, jack, anything in glovebox etc. - they were never included in the insurance.

I would not remove the factory stereo - you say "default car stereo", do you mean a generic aftermarket one? In which case that should be fine.

sheramber

When our car was written  off my husband asked the insurance company if  they would pay more because he had a tow bar fitted. They said "no but take it off if you want. Take anything you want as the car is being scrapped."
He took tow bar and spare wheel. 

AdrianC

sheramber said:

When our car was written  off my husband asked the insurance company if  they would pay more because he had a tow bar fitted. They said "no but take it off if you want. Take anything you want as the car is being scrapped."

Unless it's CatA, then "taking things off" may well affect the sale value as it goes through the salvage auctions.

Car_54

castle96 said:

rubbish! They never knew if it (originally) had one. If a newish car it will not ever have had one. 

Obviously no-one told Honda, as my 2019 car has one. As do many new cars, either by default or more commonly as an option.

EdGasketTheSecond

castle96 said:

take it, and the jack and wheel brace and ebay it (I did, on part exchanging). Noone will look or care

It's posts like this that restore one's faith in human nature

Ectophile

The insurance company aren't going to be impressed if you strip the car of every part and give them back an empty body-shell.

Marvel1

wongataa said:

If it came with the car it should stay with the car.  Why would you want it anyway?

For the next car?