We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Capital Gains Tax

Hello, please can you provide advice on buying a second home. I wish to buy smaller home for use as a holiday home. If I wished sell our current home in few years time and live full time in the holiday property, would I have to pay capital gains tax on any profit made on my current home?

Comments

  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    You will not be required to pay CGT on your residential property if this was and is your permanent residence.
  • oldbikebloke
    oldbikebloke Posts: 1,096 Forumite
    1,000 Posts Name Dropper
    basic facts you can read for yourself 
    https://www.gov.uk/tax-sell-home
  • jim_walton
    jim_walton Posts: 129 Forumite
    Part of the Furniture 100 Posts
    Hi and hello, twenty years ago my mum and dad gave away their house to me and my brother. They continued to live there but now they have moved into rented accommodations. Me and my brother have just sold the house and I’m struggling to work out how much CGT I have to pay. Any help would be appreciated. 

    Thanks in advance. 
    Of course I’m no expert. 
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Hi and hello, twenty years ago my mum and dad gave away their house to me and my brother. They continued to live there but now they have moved into rented accommodations. Me and my brother have just sold the house and I’m struggling to work out how much CGT I have to pay. Any help would be appreciated. 

    Thanks in advance. 
    One for your solicitor to answer - have you asked them?
  • oldbikebloke
    oldbikebloke Posts: 1,096 Forumite
    1,000 Posts Name Dropper
    edited 18 March 2020 at 7:59AM
    Hi and hello, twenty years ago my mum and dad gave away their house to me and my brother. They continued to live there but now they have moved into rented accommodations. Me and my brother have just sold the house and I’m struggling to work out how much CGT I have to pay. Any help would be appreciated. 

    Thanks in advance. 
    what exactly is it you do not understand? Your comment is so vague there is nothing we can help you with because the obvious answer would be go and read the links already given which explain what to do

    do you have robust written evidence of the value of the property 20 years when it was gifted to you? Evidence that would survive HMRC scrutiny if you were unlucky enough to be selected for review?

    if not, then pay professionals (an accountant and a valuer) to help, because you need it 
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.