Any advice hugely appeciated...... 16 March 2020 at 1:22PM in Reclaim PPI & other insurance 8 replies 131 views

Johan15

Good afternoon everybody. 
I recently put a claim in for miss-sold PPI with five small bank loans with the Halifax , these loans were under a joint bank account between my ex partner and we seperated August 2006 ........
All loans were taken out before that date and only me that ever payed for them as , i've recently had a letter saying they have all been upheld bar one which is fantastic news as financial times are hard right now.

However , the letter also states that she'd be entitled to half .......
Leaving me in August that year and leaving me with all the debt to pay was a 10 year struggle to get in the green per say and i feel hard done by that she should receive anything considering the circumstances.....

Any advice on the matter would be hugely appreciated.

Thank you 
Johan

[Deleted User]

Johan15 said:

Leaving me in August that year and leaving me with all the debt to pay was a 10 year struggle to get in the green per say and i feel hard done by that she should receive anything considering the circumstances.....

The legal entitlement of the other party will stand I'm afraid. You could always approach her yourself and ask that she pays you her half, but that would be a separate  arrangement between the two of you...  

Johan15

Thanks for your help , i figured as much........ failing that , it would be court action.

[Deleted User]

Johan15 said:

........ failing that , it would be court action.

Not sure how you'd fare going in that direction..

brettcta

If times are hard financially, taking your ex-wife through the legal process for her half of what she is legally entitled to will be a long and costly affair which you won’t win. I’d swallow your pride on this one as otherwise you’re on a hiding to nothing. Take what you have and move on.

Johan15

She's NOT my ex-wife ......don't suppose that would matter would it .. ?

brettcta

NJohan15 said:

She's NOT my ex-wife ......don't suppose that would matter would it .. ?

no difference whatsoever. Move on.

[Deleted User]

Johan15 said:

She's NOT my ex-wife ......don't suppose that would matter would it .. ?

The only relevant  factor is that you held a joint account together. As such she is legally entitled to half of the PPI redress payment, as has been pointed out already .   

societys_child

Johan15 said:

........ failing that , it would be court action.

ahh, ok, good luck